Clay County property record for 14420 Wise Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,506 sqft · built 1973 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,100 (May 2012) |
| Tax Bill | $3,329 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-904-00-01-012.00 |
| Primary APN | 05-904-00-01-012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 3,653 sqft |
| 1st Floor Area | 1,506 sqft |
| Basement Area | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 214,751 sqft |
| Lot Dimensions | 649 ft deep x 328 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14420 WISE RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEWART MANOR LT 7 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 36 |
| Legal Subdivision | STEWART MANOR |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 21900 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 8, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN EQUITY BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2012 · Amount on Record |
| Deed Sale | May 7, 2012 · Amount on Record |
| Deed Document Number | 201217782 |
| Deed Book / Page | 6835 / 141 |
| Prior Transfer Date | Apr 27, 2012 |
| Prior Transfer Doc | 0000017782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | TRUSTPRO T&E INC |
| Name | Verified Name |
|---|---|
| Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Document Number | 0000006400 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 10123/96 |
| Instrument | 2026006400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035369 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 8309/066 |
| Instrument | 2018035369 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029774 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 8518/063 |
| Instrument | 2019029774 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045741 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 8879/74 |
| Instrument | 2020045741 |
| Name | AMERICAN EQUITY BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 14420 WISE RD, SMITHVILLE, MO 64089-8953 |
| Document Number | 0000047282 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 9220/102 |
| Instrument | 2021047282 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,329.00 (+18.39%) | $46,780 (+14.88%) | $246,211 (+14.88%) |
| 2023 | $2,812.00 (+8.32%) | $40,720 | $214,315 |
| 2019 | $2,596.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 9 serves 2,465 people · EPA ID MO1024150 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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