14420 Hungars Beach Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 14420 Hungars Beach Rd, Cape Charles, VA 23310

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,824 sqft · built 1980
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2008)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Mar 2017 Refinance Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`47-A-56`

Property Details

APN / Parcel Number

Primary APN	`47-A-56`
Alternative APNs	`405390` `9691`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Porch	Patio
Porch Area	144 sqft
Deck Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	405390
Street Address	14420 HUNGARS BEACH RD
State	VA
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD TOWN NECK-HUNGARS OLD TOWN NECK-HUNGARS
Legal Subdivision	FREDERICK TORBA
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	930200

Owner

14420 Hungars Beach Rd is owned by two individuals who bought it in June 2008.

Source: Northampton County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 211, EASTVILLE, VA 23347-0211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance VBS MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance F&M MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2008 · Amount on File
Deed Sale	Jun 25, 2008 · Amount on File
Deed Document Number	20081458
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000001457
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	14420 HUNGARS BEACH RD, CAPE CHARLES, VA 23310-5044
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	METROPOLIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000387
Date	Mar 17, 2017
Instrument	170000387

Lender

Name	VBS MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	14420 HUNGARS BEACH RD, CAPE CHARLES, VA 23310-5044
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000429
Date	Feb 22, 2021
Instrument	210000429

Lender

Name	F&M MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

The 2025 property tax bill for 14420 Hungars Beach Rd was $4,770.

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,770.00	$676,700 Land $351,500 Building $325,200
2024			$676,700 (+29.64%) Land $351,500 Building $325,200
2023	$3,967.00	$522,000 Land $308,000 Building $214,000	$522,000 Land $308,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14420 Hungars Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14420 Hungars Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hungars Beach Rd

Nearby Streets

All Cape Charles, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures