1442 Rock Island Rd, Davis Junction, IL 61020 Property Records

Ogle County property record for 1442 Rock Island Rd, Davis Junction, IL 61020

Property Summary

Property Type	Single Family Home
Details	2,394 sqft · built 2007
Lot Size	0.282 acres (12,321 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2025)
Tax Bill	$7,564 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`11-27-203-004`

Property Details

APN / Parcel Number

Primary APN	`11-27-203-004`

Interior

Building Area	2,394 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	12,321 sqft (0.282 acres)
Lot Dimensions	139 ft deep x 84 ft wide

Location & Zoning

Street Address	1442 ROCK ISLAND RD
City	DAVIS JUNCTION
State	IL
Zip	61020-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 OGLE CROSSINGS SUBD PLAT #1 VILLAGE OF DAVIS JUNCTION
Legal Subdivision	OGLE CROSSINGS SUBD
Legal Lot Number	33
Jurisdiction	OGLE IL
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1007
Census Tract	961002

Owner

1442 Rock Island Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1442 ROCK ISLAND RD, DAVIS JUNCTION, IL 61020-9731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Apr 24, 2018	Grant Deed, Foreclosure · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Apr 24, 2018 · Amount on File
Deed Document Number	20255035
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 3, 2025
Property Address	1442 ROCK ISLAND RD, DAVIS JUNCTION, IL 61020-9731
Document Number	0000005035
Map Reference	PL D FILE 71
Instrument Date	Oct 1, 2025
Instrument	202505035
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, KO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1442 ROCK ISLAND RD, DAVIS JUNCTION, IL 61020-9731

Mortgage

Document Number	0000005036
Date	Oct 3, 2025
Instrument	202505036

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OGLE IL
Recording Date	Apr 24, 2018
Property Address	1442 ROCK ISLAND RD, DAVIS JUNCTION, IL 61020-9731
Document Number	0000002159
Instrument Date	Mar 7, 2018
Instrument	2159
Transaction Type	Foreclosure
Record Updated	May 1, 2018
Title Company	NLT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 GARFIELD DR ROCHELLE IL 610681934, ROCHELLE, IL 61068-1934

Mortgage

Document Number	2160
Date	Apr 24, 2018
Instrument	2160

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1442 Rock Island Rd was $7,564, up 6.6% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Scott Township
Municipality	Davis Junction Village
Unified School District	Meridian Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,564.00 (+6.58%)	$93,277 (+10.72%) Land $10,364 Building $82,913	$279,831 (+10.72%) Land $31,092 Building $248,739
2024	$7,097.00	$84,246 (+8.11%) Land $9,361 Building $74,885	$252,738 (+8.11%) Land $28,083 Building $224,655
2023		$77,926 Land $8,659 Building $69,267	$233,778 Land $25,977 Building $207,801
2022	$5,993.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1442 Rock Island Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1442 Rock Island Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIS JUNCTION serves 2,344 people · EPA ID IL1410030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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