1441B 38th Ave, Capitola (Santa Cruz), CA 95062 Property Records

Santa Cruz County property record for 1441B 38th Ave, Capitola, CA 95062

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,095 sqft · built 1989
Lot Size	0.024 acres (1,045 sqft)
Owner	2 Trust Names on Record
Last Sale	$585,000 (Apr 2017)
Tax Bill	$8,939 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-741-04`

Property Details

APN / Parcel Number

Primary APN	`034-741-04`
Alternative APN	`034-741-04-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,095 sqft Living Area
Gross Area	1,337 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,045 sqft (0.024 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1443 A 38TH AVE
City	CAPITOLA
State	CA
Zip	95010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	121702

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1441 38TH AVE, B, SANTA CRUZ, CA 95062-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI DIRECT HM LNDG
May 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 7, 2017	Grant Deed, Transfer · Conventional Mortgage PRINCETON CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	201711582
Last Transfer Date	May 30, 2019
Transfer Doc	0000014590
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1441B 38TH AVE, CAPITOLA, CA 95010
Document Number	0000023429
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1441 38TH AVE #B SANTA CRUZ CA 950623200, B, SANTA CRUZ, CA 95062-3200

Mortgage

Document Number	0000023429
Date	Jun 30, 2020
Instrument	23429

Lender

Name	DIRECT HM LNDG
Address	CORONA, CA 92883

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 30, 2019
Property Address	1441B 38TH AVE, CAPITOLA, CA 95010
Document Number	0000014590
Instrument Date	May 30, 2019
Instrument	14590
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1441 38TH AVE #B SANTA CRUZ CA 950623200, B, SANTA CRUZ, CA 95062-3200

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 7, 2017
Property Address	1441B 38TH AVE, CAPITOLA, CA 95010
Document Number	0000011582
Instrument Date	Mar 29, 2017
Instrument	11582
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1441 B 38TH AVE CAPITOLA CA 95010, CAPITOLA, CA 95010

Mortgage

Document Number	11583
Date	Apr 7, 2017
Instrument	11583

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,705 (+2%) Land $484,765 Building $210,940
2025	$8,939.00 (+9.17%) Homeowner's exemption	$682,064 (+4.52%) Land $475,260 Building $206,804
2023	$8,188.00 (+2.36%)	$652,579 Land $456,805 Building $195,774	$700,920
2022	$7,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

Nearby Properties on 38th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures