14416 IL Route 173, Harvard, IL 60033 Property Records

McHenry County property record for 14416 IL Route 173, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,616 sqft · built 1976
Lot Size	5.29 acres (230,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 1999)
Tax Bill	$10,243 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-13-400-004`

Property Details

APN / Parcel Number

Primary APN	`02-13-400-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,616 sqft Living Area
Gross Area	4,100 sqft
Basement Area	1,044 sqft
Finished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	230,432 sqft (5.29 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14416 IL ROUTE 173
City	HARVARD
State	IL
Zip	60033-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2007R0066619 PC 300FT X 766FT PT N1/2 SE1/4
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	ALDEN
Census Block Group	2
Census Block	2015
Census Tract	870200

Owner

Source: McHenry County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14416 IL ROUTE 173, HARVARD, IL 60033-9194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit HARVARD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 1999 · Amount on Record
Deed Sale	Oct 12, 1999 · Amount on Record
Prior Sale	Mar 1, 1994 · Amount on Record
Deed Document Number	199970909
Last Transfer Date	Apr 10, 2007
Transfer Doc	0000066619
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 29, 2026
Property Address	14416 IL ROUTE 173, HARVARD, IL 60033-9194
Document Number	0000021752
Instrument Date	Jul 24, 2026
Instrument	202621752
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	0000021752,
Date	Jul 29, 2026
Instrument	202621752

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.75%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	14416 IL ROUTE 173, HARVARD, IL 60033-9194
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037344
Date	Nov 3, 2022
Instrument	2022R0037344

Lender

Name	HARVARD SAVINGS BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Alden Township
Unified School District	Alden-Hebron School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,243.00	$172,945 (+20.02%) Land $35,049 Building $137,896	$518,835 (+20.02%) Land $105,147 Building $413,688
2022	Homeowner's exemption Additional exemption filed	$144,097 Land $29,203 Building $114,894	$432,291 Land $87,609 Building $344,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
E-vergent Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

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