14415 W Cameron Rd, Cheney, WA 99004 Property Records

Spokane County property record for 14415 W Cameron Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1960
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2023)
Tax Bill	$3,337 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13221.9004`

Property Details

APN / Parcel Number

Primary APN	`13221.9004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	520 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	14415 W CAMERON RD
City	CHENEY
State	WA
Zip	99004-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	22-23-41 PTN NE1/4 DAF; E145.2FT OF SW1/4 OF NE1/4 LYG S OF CAMERON RD & N OF PSH 11 & LANCE HILL RD
Legal Range	41
Legal Township	23
Legal Section	22
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2005
Census Tract	14002

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 439, CHENEY, WA 99004-0439
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage POTLATCH NO 1 FCU
May 4, 2017	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
May 4, 2017	Quit Claim Deed, Transfer INLAND PROF TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	20237302986
Prior Transfer Date	Feb 22, 2017
Prior Transfer Doc	0006600574
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 18, 2023
Property Address	14415 W CAMERON RD, CHENEY, WA 99004-9763
Document Number	0007302986
Instrument Date	Aug 18, 2023
Instrument	7302986
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 W CAMERON RD, CHENEY, WA 99004-9763

Mortgage

Document Number	0007302987
Date	Aug 18, 2023
Instrument	7302987

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 18, 2021
Property Address	14415 W CAMERON RD, CHENEY, WA 99004-9763
Document Number	0007076344
Instrument Date	May 14, 2021
Instrument	7076344
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 W CAMERON RD, CHENEY, WA 99004-9763

Mortgage

Document Number	0007076345
Date	May 18, 2021
Instrument	7076345

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 4, 2017
Property Address	14415 W CAMERON RD, CHENEY, WA 99004-9763
Document Number	0006600575
Instrument Date	May 2, 2017
Instrument	6600575
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	INLAND PROFESSIONAL TITLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,959.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 439, CHENEY, WA 99004-0439

Mortgage

Document Number	0006600576
Date	May 4, 2017
Instrument	6600576

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 4, 2017
Property Address	14415 W CAMERON RD, CHENEY, WA 99004-9763
Document Number	0006600574
Instrument Date	Feb 22, 2017
Instrument	6600574
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	INLAND PROF TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14415 W CAMERON RD CHENEY WA 990049763, CHENEY, WA 99004-9763

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,337.00 (+0.3%)	$336,400 (-6.66%) Land $75,000 Building $261,400	$336,400 (-6.66%) Land $75,000 Building $261,400
2025	$3,327.00 (+10.46%)
2024		$360,400 (+85.11%) Land $70,000 Building $290,400	$360,400 (+85.11%) Land $70,000 Building $290,400
2023	$3,012.00 (+46.71%)	$194,700 (-) Land $50,000 Building $144,700	$194,700 (-) Land $50,000 Building $144,700
2022	$2,053.00	$194,700 Land $50,000 Building $144,700	$194,700 Land $50,000 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of Washington
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Northwest Fiber Fixed Wireless · Fiber in parts of the area	50 / 10
Lumen Technologies DSL	10 / 1

May also be available: Verizon.

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