14415 Ridge Rd, Clearlake, CA 95422 Property Records

Lake County property record for 14415 Ridge Rd, Clearlake, CA 95422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,171 sqft · built 1965
Lot Size0.109 acres (4,791 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2023)
Tax Bill$3,248 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-124-020-000

Property Details

APN / Parcel Number

Primary APN040-124-020-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,171 sqft Living Area

Exterior

Year BuiltBuilt 1965
Construction TypeWood
Lot Area4,791 sqft (0.109 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address14415 RIDGE RD
CityCLEARLAKE
StateCA
Zip95422-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCLUB HOUSE ADD
JurisdictionLAKE CA
Township / Civil DivisionCLEARLAKE
Census Block Group2
Census Block2004
Census Tract802

Owner

Source: Lake County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address14415 RIDGE RD, CLEARLAKE, CA 95422-7935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 5, 2023Grant Deed, Transfer · USDA Mortgage
USDA
Jun 8, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2023 · Amount on Record
Deed SaleSep 5, 2023 · Amount on Record
Prior SaleAug 17, 2016 · Amount on Record
Deed Document Number2023009612
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address14415 RIDGE RD, CLEARLAKE, CA 95422-7935
Transaction TypeMortgage
Record UpdatedFeb 4, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14415 RIDGE RD, CLEARLAKE, CA 95422-7935
InvestorPossibly a Property Investor

Mortgage

Document Number0000010148
DateJun 15, 2021
Instrument2021010148
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueJun 1, 2048

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateSep 5, 2023
Property Address14415 RIDGE RD, CLEARLAKE, CA 95422-7935
Document Number0000009612
Map ReferenceMB 4 PG 4
Instrument DateSep 1, 2023
Instrument2023009612
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14415 RIDGE RD, CLEARLAKE, CA 95422-7935

Mortgage

Document Number0000009613
DateSep 5, 2023
Instrument2023009613
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueSep 5, 2056

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address14415 RIDGE RD, CLEARLAKE, CA 95422-7935
Document Number0000007710
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14415 RIDGE RD CLEARLAKE CA 954227935, CLEARLAKE, CA 95422-7935
InvestorPossibly a Property Investor

Mortgage

Document Number0000007710
DateJun 30, 2020
Instrument7710
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
MunicipalityClearlake City
Unified School DistrictKonocti Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,248.00 (+94.61%)$275,400 (+97.51%) Land $25,500 Building $249,900
2023$1,669.00 (+5.43%) Homeowner's exemption$139,436 Land $27,886 Building $111,550
2022$1,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims45 (1986–2017)
Claims Outside the SFHA10 of 45
Most Recent ClaimFeb 2017 · river or lake flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 23 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims
  • Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLANDS MUTUAL WATER COMPANY
private · serves 7,772 people · EPA ID CA1710003
Water SourceSurface water
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20
101Netlink
Fixed Wireless
100 / 20

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