14415 E Black Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 14415 E Black Rd, Chattaroy, WA 99003

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1.5 ba · 2,076 sqft · built 1912
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$252,577 (Oct 2007)
Tax Bill	$4,513 (2026)
Deeds & Mortgages	May 2026 Sale & Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48263.9040`

Property Details

APN / Parcel Number

Primary APN	`48263.9040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,076 sqft Gross Area
1st Floor Area	1,260 sqft
2nd Floor Area	816 sqft
Upper Floors Area	600 sqft
Basement Area	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	192 sqft
Deck Area	320 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	288 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	14415 E BLACK RD
City	CHATTAROY
State	WA
Zip	99003-9407
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RT
Legal Description	26-28-44 PTN OF SW1/4 DAF: BET AT THE SW COR OF SD SEC 26; TH ALG THE S LN OF SD SEC S 893841E 1664.98 FT TO THE SLY PROLONGATION OF AN EXISTING BARB WIRE FENCE SD POINT BEING THE TRUE POINT OF BEGINNING; TH ALG SD FENCE LINE N014109E 660.18 FENCE; T
Legal Range	44
Legal Township	28
Legal Section	26
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1037
Census Tract	10201

Owner

14415 E Black Rd, an agricultural property, is owned by two individuals who acquired it in August 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14415 E BLACK RD, CHATTAROY, WA 99003-9407
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer · Line of Credit ESA CREDIT UNION
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 25, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2007 · Amount on File
Deed Sale	Oct 26, 2007 · Amount on File
Deed Document Number	20075604649
Last Transfer Date	Aug 25, 2020
Transfer Doc	0006963749
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 19, 2026
Property Address	14415 E BLACK RD, CHATTAROY, WA 99003-9407
Document Number	0007489926
Instrument Date	May 14, 2026
Instrument	20267489926
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 E BLACK RD, CHATTAROY, WA 99003-9407

Mortgage

Document Number	0007489927,
Date	May 19, 2026
Instrument	20267489927

Lender

Name	ESA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 28, 2051

Interest

Rate	6.46%
Max Rate	-1%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Sep 2, 2020
Property Address	14415 E BLACK RD, CHATTAROY, WA 99003-9407
Document Number	0006963749
Instrument Date	Aug 25, 2020
Instrument	6963749
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 E BLACK, FORD, WA 99013

Mortgage

Document Number	0006963750
Date	Sep 2, 2020
Instrument	6963750

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14415 E BLACK RD, CHATTAROY, WA 99003-9407
Document Number	0006608377
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 E BLACK RD CHATTAROY WA 990039407, CHATTAROY, WA 99003-9407

Mortgage

Document Number	0006608377
Date	Jun 1, 2017
Instrument	6608377

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14415 E Black Rd was $4,513, down 6.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,513.00 (-6.89%)	$514,900 Land $128,500 Building $386,400	$514,900 Land $128,500 Building $386,400
2025	$4,847.00
2024		$406,700 (+39.76%) Land $187,000 Building $219,700	$406,700 (+39.76%) Land $187,000 Building $219,700
2023	$3,704.00 (+15.86%)	$291,000 Land $102,300 Building $188,700	$291,000 Land $102,300 Building $188,700
2022	$3,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14415 E Black Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14415 E Black Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Black Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures