14415 Cherry Tree Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14415 Cherry Tree Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 5,933 sqft · built 1978
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Jul 2021)
Tax Bill	$13,538 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-10-22-017-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-017-001.000-018`
Alternative APN	`1710220017001000`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,933 sqft Living Area
Gross Area	9,194 sqft
1st Floor Area	3,478 sqft
Attic	Attic
Attic Area	2,482 sqft
Basement Area	2,220 sqft
Finished Basement	1,665 sqft
Unfinished Basement	555 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Lot Dimensions	340 ft deep x 243 ft wide
Garage Type	Attached
Garage Area	1,804 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14415 CHERRY TREE RD
City	CARMEL
State	IN
Zip	46033-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.70, SECTION 22, TOWNSHIP 18, RANGE 4, FECITT SUBDIVISION, LOT 1, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	22
Legal Subdivision	FECITT SUBDIVISION
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2003
Census Tract	110911

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14415 CHERRY TREE RD, CARMEL, IN 46033-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Feb 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	202150309
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	0000006559
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 12, 2021
Property Address	14415 CHERRY TREE RD, CARMEL, IN 46033-9614
Document Number	0000050309
Map Reference	DOC 20020002656
Instrument Date	May 6, 2021
Instrument	2021050309
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 CHERRY TREE RD, CARMEL, IN 46033-9614

Mortgage

Document Number	0000050310
Date	Jul 12, 2021
Instrument	2021050310

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000050311
Date	Jul 12, 2021
Instrument	2021050311

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 14, 2017
Property Address	14415 CHERRY TREE RD, CARMEL, IN 46033-9614
Document Number	0000006559
Instrument Date	Aug 15, 2007
Instrument	6559
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14415 CHERRY TREE RD CARMEL IN 460339614, CARMEL, IN 46033-9614

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,208,300 (+8.15%) Land $226,500 Building $981,800	$1,208,300 (+8.15%) Land $226,500 Building $981,800
2024	$13,538.00 (-2.87%)	$1,117,200 (+0.75%) Land $226,500 Building $890,700	$1,117,200 (+0.75%) Land $226,500 Building $890,700
2023	$13,938.00 (+34.97%) Homeowner's exemption	$1,108,900 (+32.15%) Land $168,000 Building $940,900	$1,108,900 (+32.15%) Land $168,000 Building $940,900
2022	$10,327.00 Homeowner's exemption	$839,100 Land $168,000 Building $671,100	$839,100 Land $168,000 Building $671,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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