14413 Sandstone Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 14413 Sandstone Dr, Saint Charles, MN 55972

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3,353 sqft · built 2013
Lot Size	61.6 acres (2,685,474 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,082 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Construction Loan + 2 more
APN	`13.000.3140`

Property Details

APN / Parcel Number

Primary APN	`13.000.3140`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	3,353 sqft Total Area
1st Floor Area	1,024 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	2,685,474 sqft (61.6 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	936 sqft
Shed	1 Shed
Shed Area	180 sqft
Pole Barn	624 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Street Address	14413 SANDSTONE DR
City	SAINT CHARLES
State	MN
Zip	55972
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	ANR
Legal Description	SECT-35 TWP-106 RANGE-010 61.65 AC E1/2 E1/2 NW1/4 ALSO THAT PART W1/2 NE1/4 BEG NW COR W1/2 NE1/4 S 89 DEG E N LINE W1/2
Legal Range	010
Legal Township	106
Legal Section	35
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1009
Census Tract	671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14413 SANDSTONE DR, UTICA, MN 55979-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage ANABAPTIST FINANCIAL
Feb 21, 2024	Deed of Trust, Mortgage · Construction Mortgage ANABAPTIST FINANCIAL
Nov 9, 2023	Intrafamily Transfer, Transfer
Nov 9, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2014
Deed Sale	Jul 29, 2014
Deed Document Number	2014582523
Last Transfer Date	Nov 3, 2023
Transfer Doc	000A651913
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	14413 SANDSTONE DR, SAINT CHARLES, MN 55972
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14413 SANDSTONE DR, UTICA, MN 55979-4213

Mortgage

Document Number	000A653408
Date	Feb 21, 2024
Instrument	A653408

Lender

Name	ANABAPTIST FINANCIAL
Type	Funding / Finance Company
Address	LEWISBURG, PA 17837

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 9, 2049

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	14413 SANDSTONE DR, SAINT CHARLES, MN 55972
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14413 SANDSTONE DR, UTICA, MN 55979-4213

Mortgage

Document Number	000A653409
Date	Feb 21, 2024
Instrument	A653409

Lender

Name	ANABAPTIST FINANCIAL
Type	Funding / Finance Company
Address	LEWISBURG, PA 17837

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2044

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Nov 9, 2023
Property Address	14413 SANDSTONE DR, SAINT CHARLES, MN 55972
Document Number	000A651912
Instrument Date	Nov 3, 2023
Instrument	A651912
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14413 SANDSTONE DR, SAINT CHARLES, MN 55972

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Nov 9, 2023
Property Address	14413 SANDSTONE DR, SAINT CHARLES, MN 55972
Document Number	000A651913
Instrument Date	Nov 3, 2023
Instrument	A651913
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14413 SANDSTONE DR, SAINT CHARLES, MN 55972

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
County Subdivision	St. Charles Township
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,082.00 (+183.47%)
2025	$1,440.00 (-81.21%) Homeowner's exemption	$874,600 (-31.43%) Land $496,200 Building $378,400	$874,600 (-31.43%) Land $496,200 Building $378,400
2023	$7,662.00 Homeowner's exemption	$1,275,400 Land $840,400 Building $435,000	$1,275,400 Land $840,400 Building $435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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