Lake County property record for 14412 Peppermill Trl, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 1997 |
| Lot Size | 0.269 acres (11,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (May 2015) |
| Tax Bill | $3,053 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-22-26-0530-000-71600 |
| Primary APN | 22-22-26-0530-000-71600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 1,995 sqft |
| 1st Floor Area | 1,418 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,721 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 281 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3759508 |
|---|---|
| Street Address | 14412 PEPPERMILL TRL |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GREATER HILLS PHASE 7 SUB LOT 716 PB 37 PGS 97-98 ORB 4625 PG 1757 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 22 |
| Legal Subdivision | GREATER HILLS PHASE 7 SUB |
| Legal Tract | 0530 |
| Legal Lot Number | 716 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31321 |
14412 Peppermill Trl is owned and occupied by two individuals who bought it in May 2015.
Source: Lake County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14412 PEPPERMILL TRL, CLERMONT, FL 34711-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2015 · Amount on File |
| Deed Sale | May 18, 2015 · Amount on File |
| Prior Sale | Mar 5, 2003 · Amount on File |
| Deed Document Number | 201552597 |
| Deed Book / Page | 4625 / 1757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14412 PEPPERMILL TRL, CLERMONT, FL 34711-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0058760134 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 5876/134 |
| Instrument | 2022006036 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14412 PEPPERMILL TRL, CLERMONT, FL 34711-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0057300699 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5730/699 |
| Instrument | 2021082150 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14412 PEPPERMILL TRL, CLERMONT, FL 34711-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 14412 PEPPERMILL TRL, CLERMONT, FL 34711-8179 |
| Document Number | 0060801523 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 6080/1523 |
| Instrument | 2023006001 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32868 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14412 PEPPERMILL TRL, CLERMONT, FL 34711-8179 |
| Document Number | 0053811974 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14412 PEPPERMILL TRL CLERMONT FL 347118179, CLERMONT, FL 34711-8179 |
| Document Number | 0053811974 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 005381/001974 |
| Instrument | 135521 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 26, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 14412 Peppermill Trl was $3,053 with a homeowner's exemption, up 3.5% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,660 (+2.7%) | $306,480 (-) Land $100,000 Building $206,480 | |
| 2025 | $3,053.00 (+3.49%) Homeowner's exemption | $157,410 Land $100,000 Building $57,410 | $306,480 Land $100,000 Building $206,480 |
| 2024 | $2,950.00 (+10.74%) | ||
| 2023 | $2,664.00 (+13.51%) Homeowner's exemption | $148,530 (+3%) | $274,767 (+12.03%) Land $70,000 Building $204,767 |
| 2022 | $2,347.00 Homeowner's exemption | $144,210 | $245,267 Land $40,500 Building $204,767 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14412 Peppermill Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14412 Peppermill Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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