14410 Cardinal Dr, Monroe, MI 48161 Property Records

Monroe County property record for 14410 Cardinal Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (Oct 2022)
Tax Bill	$4,778 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-520-042-00`

Property Details

APN / Parcel Number

Primary APN	`12-520-042-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14410 CARDINAL DR
City	MONROE
State	MI
Zip	48161-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD VILLAGE PLAT ONE LOT 42
Legal Subdivision	SHEFFIELD VILLAGE
Legal Lot Number	42
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 LAPOINT AVE, MONROE, MI 48162-5615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 4, 2022
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS
Aug 25, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 30, 2017	Quit Claim Deed, Transfer SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Mar 8, 2016 · Amount on Record
Deed Document Number	202219438
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	0000019369
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 1, 2025
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Document Number	0000019653
Map Reference	LB 20 PG 89-94
Instrument Date	Sep 26, 2025
Instrument	2025R19653
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14410 CARDINAL DR, MONROE, MI 48161-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14410 CARDINAL DR, MONROE, MI 48161-9728

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 5, 2022
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Document Number	0000019438
Map Reference	LB 20 PG 89-94
Instrument Date	Sep 29, 2022
Instrument	2022R19438
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14410 CARDINAL DR, 14410, MONROE, MI 48161-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24113 CARDINAL DR, BROWNSTOWN TOWNSHIP, MI 48183-1385

Mortgage

Document Number	0000019126
Date	Sep 30, 2022
Instrument	2022R19126

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2022:

Jurisdiction	MONROE MI
Recording Date	Oct 4, 2022
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Document Number	0000019369
Map Reference	LB 20 PG 89-94
Instrument Date	Sep 29, 2022
Instrument	2022R19369
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14410 CARDINAL DR, 14410, FRENCHTOWN, MI 48161-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14410 CARDINAL DR, MONROE, MI 48161-9728

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014663
Date	Jul 28, 2020
Instrument	2020R14663

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Document Number	0000016717
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14410 CARDINAL DR MONROE MI 481619728, MONROE, MI 48161-9728

Mortgage

Document Number	0000016717
Date	Sep 30, 2019
Instrument	16717

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Document Number	0000015567
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14410 CARDINAL DR MONROE MI 481619728, MONROE, MI 48161-9728

Mortgage

Document Number	0000015567
Date	Sep 4, 2018
Instrument	15567

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2043

Interest

Rate Type	Adjustable Rate
Rate	3.75%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 30, 2017
Property Address	14410 CARDINAL DR, MONROE, MI 48161-9728
Document Number	0000023800
Instrument Date	Nov 20, 2017
Instrument	23800
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14410 CARDINAL DR MONROE MI 481619728, MONROE, MI 48161-9728

Mortgage

Document Number	23801
Date	Nov 30, 2017
Instrument	23801

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,150 (+3.53%) Land $201,150	$402,300 (+3.53%) Land $402,300
2025	$4,778.00 (+4.21%) Homeowner's exemption	$194,300 (+44.84%) Land $194,300	$388,600 (+44.84%) Land $388,600
2024	$4,585.00 (+21.04%)
2023	$3,788.00 Homeowner's exemption	$134,150	$268,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Verizon.

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