Rock County property record for 1441 Ridgeway St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,588 sqft · built 1998 |
| Lot Size | 1.21 acres (52,795 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12830885 |
| Primary APN | 206 12830885 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 52,795 sqft (1.21 acres) |
| Account Number | 206 12830885 |
|---|---|
| Street Address | 1441 RIDGEWAY ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 23 & 24 LIBERTY HEIGHTS GARDENS |
| Legal Subdivision | LIBERTY HEIGHTS |
| Legal Lot Number | 23-24 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2200 |
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1441 RIDGEWAY ST, BELOIT, WI 53511-4061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1441 RIDGEWAY ST, BELOIT, WI 53511-4061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002245635 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2245635 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 30, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1441 RIDGEWAY ST, BELOIT, WI 53511-4061 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002242655 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2242655 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1441 RIDGEWAY ST, BELOIT, WI 53511-4061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2155333 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2155333 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1441 RIDGEWAY ST, BELOIT, WI 53511-4061 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2130725 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2130725 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit Turner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,974.00 (+18.2%) Homeowner's exemption | $243,200 (+28.61%) Land $21,800 Building $221,400 | $267,100 (+24.17%) |
| 2023 | $3,362.00 Homeowner's exemption | $189,100 Land $21,800 Building $167,300 | $215,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
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