1441 N Smith St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1441 N Smith St, Chattanooga, TN 37412

Property Summary

Property Type	Hotel
Details	34,946 sqft · built 2001
Lot Size	1.17 acres (51,401 sqft)
Owner	Company Name on Record
Last Sale	$8,900,000 (Jul 2025)
Tax Bill	$25,027 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169L F 036`

Property Details

APN / Parcel Number

Primary APN	`169L F 036`
Alternative APN	`0000115535`

Interior

Stories	3 Stories
Building Area	34,946 sqft Total Area

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	51,401 sqft (1.17 acres)
Lot Dimensions	291 ft deep x 223 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000115535
Street Address	1441 N SMITH ST
City	CHATTANOOGA
State	TN
Zip	37412-3957
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	C2
Legal Description	LT 4 J A MC REYNOLDS PB14 PG122 PB 64 PG 49
Legal Subdivision	MC REYNOLDS J A
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3007
Census Tract	11600

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1441 N SMITH ST # M, M, CHATTANOOGA, TN 37412-3957
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Deed of Trust, Mortgage MILLENIUM INVESTMENT GROUP LLC
Jul 23, 2025	Warranty Deed, Transfer · Commercial Mortgage SMARTBANK
Apr 10, 2019	Deed of Trust, Mortgage MILLENIUM INV GRP
Nov 29, 2017	Grant Deed, Transfer · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	2025072300067
Deed Book / Page	13990 / 538
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1441 N SMITH ST, CHATTANOOGA, TN 37412-3957
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000161
Date	May 8, 2025
Book Page	13917/352
Instrument	2025050800161

Lender

Name	MILLENIUM INVESTMENT GROUP LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30338

Agreement

Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 23, 2025
Property Address	1441 N SMITH ST, CHATTANOOGA, TN 37412-3957
Document Number	0000000067
Book / Page	13990 / 538
Map Reference	MB 64 PG 49
Instrument Date	Jul 21, 2025
Instrument	2025072300067
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 N SMITH ST # M, M, CHATTANOOGA, TN 37412-3957

Mortgage

Document Number	0013990542
Date	Jul 23, 2025
Instrument	13990/542

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1441 N SMITH ST, CHATTANOOGA, TN 37412-3957
Document Number	0501000109
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1441 N SMITH ST CHATTANOOGA TN 374123957, CHATTANOOGA, TN 37412-3957

Mortgage

Document Number	0501000109
Date	May 1, 2019
Book Page	011628/000823
Instrument	190501000109

Lender

Name	MILLENIUM INV GRP
Address	1849 PEELER RD # D, DUNWOODY, GA 30338-5793

Agreement

Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 29, 2017
Property Address	1441 N SMITH ST, CHATTANOOGA, TN 37412-3957
Document Number	0000000177
Book / Page	011215 / 000120
Instrument Date	Nov 29, 2017
Instrument	177
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,284.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1441 N SMITH ST CHATTANOOGA TN 374123957, CHATTANOOGA, TN 37412-3957

Mortgage

Document Number	178
Date	Nov 29, 2017
Book Page	011215/000123
Instrument	178

Lender

Name	SMARTBANK
Type	Bank
Address	6413 LEE HWY # 107, CHATTANOOGA, TN 37421-4860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,027.00 (-15.92%)	$1,651,200 (+24.11%)	$4,128,000 (+24.11%) Land $578,300 Building $3,549,700
2024	$29,765.00 (-35.99%)	$1,330,440 (-)	$3,326,100 (-) Land $514,000 Building $2,812,100
2023	$46,501.00 (+0.01%)	$1,330,440 (-)	$3,326,100 (-) Land $514,000 Building $2,812,100
2022	$46,498.00	$1,330,440	$3,326,100 Land $514,000 Building $2,812,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	120 (1980–2025)
Claims Outside the SFHA	15 of 120
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 27 claims Extensive Rainfall And Flash Flooding, Apr 1994 · 11 claims Severe Storms & Flooding, Feb 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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