Kershaw County property record for 1441 Lake Rd, Ridgeway, SC 29130
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Nov 2015) |
| Tax Bill | $5 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-00-00-042 |
| Primary APN | 209-00-00-042 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Account Number | 8154 |
|---|---|
| Street Address | 1441 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9103 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | RD-1 |
| Legal Description | LOT 1 |
| Legal Subdivision | ANN SUTHERLAND |
| Legal Lot Number | 1 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 970401 |
1441 Lake Rd, an agricultural property, is owned by two individuals who acquired it in November 2015.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1433 LAKE RD, RIDGEWAY, SC 29130-9103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit RENASANT BK |
| Mar 21, 2019 | Deed of Trust, Mortgage MADISON HOMEBUILDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on File |
| Deed Sale | Nov 10, 2015 · Amount on File |
| Deed Document Number | 0003448220 |
| Deed Book / Page | 3448 / 220 |
| Last Transfer Date | Nov 12, 2015 |
| Transfer Doc | 0000008389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1441 LAKE RD, RIDGEWAY, SC 29130-9103 |
| Document Number | 0000005841 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1441 LAKE RD RIDGEWAY SC 29130, RIDGEWAY, SC 29130 |
| Document Number | 0000005841 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 004064/000084 |
| Instrument | 5841 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1441 LAKE RD, RIDGEWAY, SC 29130-9103 |
| Document Number | 0000002192 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1433 LAKE RD RIDGEWAY SC 29130, RIDGEWAY, SC 29130 |
| Document Number | 0000002192 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 004002/000276 |
| Instrument | 2192 |
| Name | MADISON HOMEBUILDERS |
|---|---|
| Type | Construction/Development Company |
| Address | CHARLOTTE, NC 28203 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1441 Lake Rd was $5.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5.00 | $600 Land $600 | $24,620 |
| 2023 | $5.00 | $600 Land $600 | $24,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1441 Lake Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1441 Lake Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
5G (outdoors only) and 4G LTE
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