1441 Flagstone Dr, Dyer, IN 46311 Property Records

Lake County property record for 1441 Flagstone Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,935 sqft · built 2011
Lot Size	0.278 acres (12,153 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,031 (2024)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0459-0009`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0459-0009`
Alternative APN	`45-11-07-426-031.000-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,935 sqft Living Area
Basement Area	1,325 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,153 sqft (0.278 acres)
Lot Dimensions	150 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-12-14-0459-0009
Street Address	1441 FLAGSTONE DR
City	DYER
State	IN
Zip	46311-2294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE SUB PHASE 4 LOT 96
Legal Subdivision	HEARTHSTONE
Legal Phase	4
Legal Lot Number	96
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2001
Census Tract	42804

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1441 FLAGSTONE DR, DYER, IN 46311-2294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
May 22, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018
Deed Sale	May 22, 2018
Prior Sale	Jun 8, 2011 · Amount on File
Deed Document Number	2018 032186
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1441 FLAGSTONE DR, DYER, IN 46311-2294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068135
Date	Sep 25, 2020
Instrument	2020-068135

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 22, 2018
Property Address	1441 FLAGSTONE DR, DYER, IN 46311-2294
Document Number	0000032186
Instrument Date	May 16, 2018
Instrument	32186
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1441 FLAGSTONE DR DYER IN 463112294, DYER, IN 46311-2294

Mortgage

Document Number	32187
Date	May 22, 2018
Instrument	32187

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,800 (+11.5%) Land $80,600 Building $398,200	$478,800 (+11.5%) Land $80,600 Building $398,200
2024	$5,031.00 (-1.37%)
2023		$429,400 (+3.22%) Land $80,600 Building $348,800	$429,400 (+3.22%) Land $80,600 Building $348,800
2022	$5,101.00 Homeowner's exemption	$416,000 Land $80,600 Building $335,400	$416,000 Land $80,600 Building $335,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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