1441 Co Rd 89, Anderson, AL 35610 Property Records

Lauderdale County property record for 1441 Co Rd 89, Anderson, AL 35610

Property Summary

Property Type	Vacant Land
Details	1,080 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2024)
Tax Bill	$177 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-01-01-0-000-001-010`

Property Details

APN / Parcel Number

Primary APN	`18-01-01-0-000-001-010`
Alternative APNs	`072888` `110021` `69573` `72888`

Interior

Building Area	1,080 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1999
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	110021
Street Address	1441 COUNTY ROAD 89
City	ANDERSON
State	AL
Zip	35610-4769
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	01
Legal Description	192.31 X 345.39 IRR LOT 1 AC/C IN E/2 OF NE/4 SEC 1 T2S R8W LESS & EXCEPT RD ROW
Legal Range	08W
Legal Township	02S
Legal Section	01
Legal Lot Number	1
Jurisdiction	LAUDERDALE AL
Township / Civil Division	ROGERSVILLE
Census Block Group	2
Census Block	2005
Census Tract	11801

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1441 COUNTY ROAD 89, ANDERSON, AL 35610-4769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Jul 10, 2024	Warranty Deed, Transfer · FHA Mortgage BANK OF FRANKEWING
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Deed Document Number	512846
Deed Book / Page	2024 / 27216
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1441 COUNTY ROAD 89, ANDERSON, AL 35610-4769
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/45186
Date	Oct 18, 2019
Book Page	2019/45186

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 10, 2024
Property Address	1441 COUNTY ROAD 89, ANDERSON, AL 35610-4769
Document Number	2024/27216
Book / Page	2024 / 27216
Instrument Date	Jul 3, 2024
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 EARL BAXTER RD, CHUCKEY, TN 37641-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 COUNTY ROAD 89, ANDERSON, AL 35610-4769

Mortgage

Document Number	0202427218
Date	Jul 10, 2024
Instrument	2024/27218

Lender

Name	BANK OF FRANKEWING
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1441 COUNTY ROAD 89, ANDERSON, AL 35610-4769
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/45186
Date	Oct 18, 2019
Book Page	2019/45186

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1441 COUNTY ROAD 89, ANDERSON, AL 35610-4769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/45186
Date	Oct 18, 2019
Book Page	2019/45186

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$177.00 (-48.55%)	$5,060 (-61.61%)	$25,300 (-80.78%) Land $25,300
2024	$344.00 (-4.97%) Homeowner's exemption Senior Citizen's exemption	$13,180 (+47.43%) Land $9,740 Building $3,440	$131,600 (+9.3%) Land $97,300 Building $34,300
2023	$362.00 (+21.48%) Homeowner's exemption Senior Citizen's exemption	$8,940 (-8.96%) Land $8,940	$120,400 (+22.73%) Land $89,300 Building $31,100
2022	$298.00 Homeowner's exemption Senior Citizen's exemption	$9,820	$98,100 Land $79,200 Building $18,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LAUDERDALE COUNTY WATER AUTHORITY serves 11,100 people · EPA ID AL0001424
Water Source	Purchased groundwater from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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