14409 Jaystone Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 14409 Jaystone Dr, Silver Spring, MD 20905 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1988
Square Footage	4,469 sqft Living Area
Lot Size	19,366 sqft (0.445 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$850,000 (2022)
Tax Bill	$7,997.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-02396490`
Alternative APN	`02396490`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,469 sqft Living Area
Gross Area	4,869 sqft Gross Area
1st Floor Area	1,812 sqft 1st Floor
Basement Area	1,125 sqft Basement
Finished Basement	1,125 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,366 sqft (0.445 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	400 sqft Garage

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02396490
Street Address	14409 JAYSTONE DR
City	SILVER SPRING
State	MD
Zip	20905-7435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAPLES MANOR
Legal Subdivision	NAPLES MANOR
Legal Block	1
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1004
Census Tract	701407

Owner

Source: Montgomery County records · APN 05-02396490

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14409 JAYSTONE DR, SILVER SPRING, MD 20905-7435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jan 30, 2007 · Amount on Record
Deed Book / Page	66264 / 56
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 19, 2022
Property Address	14409 JAYSTONE DR, SILVER SPRING, MD 20905-7435
Document Number	0662640056
Book / Page	66264 / 56
Map Reference	MB 126 PL 14720
Instrument Date	Sep 14, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	DISTRICT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14409 JAYSTONE DR, SILVER SPRING, MD 20905-7435

Mortgage

Document Number	0006626461
Date	Sep 19, 2022
Instrument	66264/61

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,400 (+8.89%) Land $308,700 Building $466,700	$775,400 (-) Land $308,700 Building $466,700
2025	$7,997.00 (+32.2%)	$712,067 (+21.64%)	$775,400 (+32.46%) Land $308,700 Building $466,700
2023		$585,400 Land $308,700 Building $276,700	$585,400 Land $308,700 Building $276,700
2022	$6,049.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.