14408 Twig Rd, Silver Spring, MD 20905 Property Records

Montgomery County property record for 14408 Twig Rd, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,044 sqft · built 1987
Lot Size	0.243 acres (10,571 sqft)
Owner	Individual Name on Record
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02181493`

Property Details

APN / Parcel Number

Primary APN	`05-02181493`
Alternative APN	`02181493`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,571 sqft (0.243 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02181493
Street Address	14408 TWIG RD
City	SILVER SPRING
State	MD
Zip	20905-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	4
Legal Lot Number	106
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5000
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 17, 2021	· Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 1999
Deed Sale	Feb 18, 1999
Deed Document Number	1999139226
Deed Book / Page	16792 / 370
Last Transfer Date	Oct 29, 2020
Transfer Doc	0637730257
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013

Mortgage

Document Number	0702860176
Date	Mar 26, 2026
Book Page	70286/176

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 20, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013

Mortgage

Document Number	0663970231
Date	Oct 18, 2022
Book Page	66397/231

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	474 Months
Due	Apr 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021:

Jurisdiction	MONTGOMERY MD
Recording Date	Aug 17, 2021
Property Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013
Document Number	0637730249
Book / Page	63773 / 249
Map Reference	MB 117 PL 13820
Instrument Date	Oct 29, 2020
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14408 TWIG RD, SILVER SPRING, MD 20905-7013

Mortgage

Document Number	0637730257
Date	Aug 17, 2021
Book Page	63773/257

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,000 (+6.39%) Land $220,900 Building $276,100	$497,000 (-) Land $220,900 Building $276,100
2025	$5,912.00 (+7.86%)	$467,133 (+14.66%)	$497,000 (+21.99%) Land $220,900 Building $276,100
2024	$5,481.00 (+32.55%)
2023		$407,400 Land $220,900 Building $186,500	$407,400 Land $220,900 Building $186,500
2022	$4,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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