14408 Settlers Trl, Leo, IN 46765 Property Records

Allen County property record for 14408 Settlers Trl, Leo, IN 46765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 1999
Lot Size	0.394 acres (17,160 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,231 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-21-276-003.000-082`

Property Details

APN / Parcel Number

Primary APN	`02-03-21-276-003.000-082`
Alternative APN	`4350960128`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	2,298 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,160 sqft (0.394 acres)
Lot Dimensions	1,560 ft deep x 1,100 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14408 SETTLERS TRL
City	LEO
State	IN
Zip	46765-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIONEER VILLAGE SEC IV LOT 128
Legal Subdivision	PIONEER VILLAGE
Legal Lot Number	128
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

14408 Settlers Trl is owned and occupied by two individuals.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14408 SETTLERS TRL, LEO, IN 46765-9335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Aug 26, 2026
Property Address	14408 SETTLERS TRL, LEO, IN 46765-9335
Document Number	0000038689
Instrument Date	Aug 20, 2026
Instrument	202638689
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14408 SETTLERS TRL, LEO, IN 46765-9335

Mortgage

Document Number	0000038689,
Date	Aug 26, 2026
Instrument	202638689

Lender

Name	POLARIS HOME FUNDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14408 Settlers Trl was $3,231 with a homeowner's exemption, down 2.8% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Municipality	Leo-Cedarville Town
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,231.00 (-2.77%)	$351,100 Land $48,800 Building $302,300	$351,100 Land $48,800 Building $302,300
2024	$3,323.00 (+11.55%)
2023	$2,979.00 (+9.93%)	$321,500 (+8.29%) Land $48,800 Building $272,700	$321,500 (+8.29%) Land $48,800 Building $272,700
2022	$2,710.00	$296,900 Land $48,800 Building $248,100	$296,900 Land $48,800 Building $248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14408 Settlers Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14408 Settlers Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER WATER L.L.C. private · serves 2,076 people · EPA ID IN5202034
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Lakeland Internet Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Watch TV.

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