14407 Spring Light Cir, Jacksonville, FL 32226 Property Records

Duval County property record for 14407 Spring Light Cir, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2020
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2023)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106159-1400`

Property Details

APN / Parcel Number

Primary APN	`106159-1400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,563 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	461 sqft
Porch	Finished Screened Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14407 SPRING LIGHT CIR
City	JACKSONVILLE
State	FL
Zip	32226-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	72-168 14-1N-27E CASCADE POINT LOT 55
Legal Range	27E
Legal Township	01N
Legal Section	14
Legal Subdivision	CASCADE POINT
Legal Block	3
Legal Lot Number	55
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3000
Census Tract	10106

Owner

14407 Spring Light Cir is owned and occupied by two individuals who bought it in September 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 27, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 2, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	2023200237
Deed Book / Page	20823 / 370
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907
Investor	Possibly a Property Investor

Mortgage

Document Number	0216141944
Date	Sep 11, 2025
Book Page	21614/1944
Instrument	2025212416

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 27, 2023
Property Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907
Document Number	0208230370
Book / Page	20823 / 370
Map Reference	MB 72 PG 168
Instrument Date	Sep 22, 2023
Instrument	2023200237
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	ATLANTIC COAST TITLE GROUP LLC, ATLANTIC COAST T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 GOLDEN FERN DR, SAINT AUGUSTINE, FL 32092-3376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907

Mortgage

Document Number	0020823372
Date	Sep 27, 2023
Instrument	20823/372

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 2, 2020
Property Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907
Document Number	0194722172
Book / Page	19472 / 2172
Map Reference	MB 72 PG 168-173
Instrument Date	Nov 19, 2020
Instrument	2020265973
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14407 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5907

Mortgage

Document Number	0194722174
Date	Dec 2, 2020
Instrument	19472/2174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14407 Spring Light Cir was $4,562 with a homeowner's exemption, down 7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,136 (-4.66%) Land $75,000 Building $189,136	$264,136 (-4.66%) Land $75,000 Building $189,136
2025	$4,562.00 (-6.97%) Homeowner's exemption	$277,042 Land $75,000 Building $202,042	$277,042 Land $75,000 Building $202,042
2024	$4,904.00 (+2,224.17%)
2023	$211.00 Homeowner's exemption Veteran's exemption Widower's exemption	$204,715 (+3%)	$276,702 (+16.11%) Land $65,000 Building $211,702
2022	$211.00 Homeowner's exemption Veteran's exemption Widower's exemption	$198,753	$238,306 Land $55,000 Building $183,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14407 Spring Light Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14407 Spring Light Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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