14406 E 7th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 14406 E 7th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,269 sqft · built 1978
Lot Size	0.305 acres (13,268 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Aug 2026)
Tax Bill	$4,387 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45232.1103`

Property Details

APN / Parcel Number

Primary APN	`45232.1103`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,174 sqft
Basement Area	550 sqft
Finished Basement	495 sqft
Unfinished Basement	55 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,268 sqft (0.305 acres)
Lot Dimensions	147 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	308 sqft
Canopy	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14406 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VERA TERRACE FIRST ADD L3 B2
Legal Range	44E
Legal Township	25N
Legal Section	23
Legal Subdivision	VERA TERRACE FIRST ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	12902

Owner

14406 E 7th Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Feb 28, 2018	Warranty Deed, Transfer · ARM GESA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	20267508634
Prior Transfer Date	Apr 23, 2026
Prior Transfer Doc	0007485258
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 14, 2026
Property Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116
Document Number	0007508634
Instrument Date	Aug 12, 2026
Instrument	20267508634
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116

Mortgage

Document Number	0007508635,
Date	Aug 14, 2026
Instrument	20267508635

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 29, 2026
Property Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116
Document Number	0007485258
Instrument Date	Apr 23, 2026
Instrument	20267485258
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	705 W ELMGROVE CT, COEUR D ALENE, ID 83815-7964

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 28, 2021
Property Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116
Document Number	0007143750
Map Reference	VOL 12 PG 97
Instrument Date	Oct 25, 2021
Instrument	7143750
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$6,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116
Document Number	0006897988
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14406 E 7TH AVE SPOKANE VALLEY WA 992162116, SPOKANE VALLEY, WA 99216-2116

Mortgage

Document Number	0006897988
Date	Mar 3, 2020
Instrument	6897988

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 28, 2018
Property Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116
Document Number	0006685417
Map Reference	VOL12 PG97
Instrument Date	Feb 21, 2018
Instrument	6685417
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14406 E 7TH AVE, SPOKANE VALLEY, WA 99216-2116

Mortgage

Document Number	0006685418
Date	Feb 28, 2018
Instrument	6685418

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Mar 1, 2028
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

The 2026 property tax bill for 14406 E 7th Ave was $4,387, down 3.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,387.00 (-3.14%)	$415,300 (+1%) Land $120,000 Building $295,300	$415,300 (+1%) Land $120,000 Building $295,300
2025	$4,529.00	$411,200 (-1.56%) Land $110,000 Building $301,200	$411,200 (-1.56%) Land $110,000 Building $301,200
2024		$417,700 (+39.89%) Land $80,000 Building $337,700	$417,700 (+39.89%) Land $80,000 Building $337,700
2023	$3,987.00 (+14.37%)	$298,600 Land $70,000 Building $228,600	$298,600 Land $70,000 Building $228,600
2022	$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14406 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14406 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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