14404 E 44th St, Ripley, OK 74062 Property Records

Payne County property record for 14404 E 44th St, Ripley, OK 74062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Aug 2019)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N04E-35-3-00000-000-0502`

Property Details

APN / Parcel Number

Primary APN	`19N04E-35-3-00000-000-0502`
Alternative APNs	`600068299` `68299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	386 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	64 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	68299
Street Address	14404 E 44TH ST
City	RIPLEY
State	OK
Zip	74062-6499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-19N-04E C-502 (10ACM/L) SE/4 SW/4 SW/4
Legal Range	04E
Legal Township	19N
Legal Section	35
Legal Subdivision	19N-04E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3107
Census Tract	11101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14404 E 44TH ST, RIPLEY, OK 74062-6499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2019	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	20198932
Deed Book / Page	2524 / 374
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0023610620
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	14404 E 44TH ST, RIPLEY, OK 74062-6499
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020980241
Date	May 5, 2022
Book Page	2098/241
Instrument	I-2022-005125

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 26, 2019
Property Address	14404 E 44TH ST, RIPLEY, OK 74062-6499
Document Number	0025240374
Book / Page	2524 / 0374
Instrument Date	Aug 26, 2019
Instrument	2019-008932
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14404 E 44TH ST, RIPLEY, OK 74062-6499

Mortgage

Document Number	2019008933
Date	Aug 26, 2019
Instrument	2019-008933

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,536 (+10.25%) Land $8,073 Building $19,463	$241,550 (-1.32%) Land $70,822 Building $170,728
2025	$2,615.00 (+0.58%)	$24,976 (-) Land $7,270 Building $17,706
2024	$2,600.00 (+12.51%)	$24,976 (+5%) Land $7,270 Building $17,706	$244,770 (+13.25%) Land $71,250 Building $173,520
2023	$2,311.00 (+3.49%)	$23,787 (+5%) Land $7,393 Building $16,394	$216,140 (+7.4%) Land $67,180 Building $148,960
2022	$2,233.00	$22,654 Land $7,562 Building $15,092	$201,240 Land $67,180 Building $134,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: Atlink Services.

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