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14403 Clay Rock Ln, Silver Spring, MD 20906 Property Records

Montgomery County property record for 14403 Clay Rock Ln, Silver Spring, MD 20906

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,598 sqft · built 2015
Lot Size0.148 acres (6,438 sqft)
OwnerIndividual Name on File
Last Sale$587,667 (Oct 2016)
Tax Bill$10,437 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN13-03681384

Property Details

APN / Parcel Number

Primary APN13-03681384
Alternative APN
  • 03681384

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,598 sqft Living Area
Gross Area4,978 sqft
1st Floor Area1,824 sqft
Basement Area950 sqft
Finished Basement950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,438 sqft (0.148 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03681384
Street Address14403 CLAY ROCK LN
CitySILVER SPRING
StateMD
Zip20906-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD2
Legal DescriptionLAYHILL OVERLOOK
Legal SubdivisionLAYHILL OVERLOOK
Legal Block1
Legal Lot Number8
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1000
Census Tract703220

Owner

14403 Clay Rock Ln is owned by an individual who bought it in October 2016.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address12213 HANSON FARM DR, GAITHERSBURG, MD 20878-2476
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOPONE MORTGAGE INC
Jul 7, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2016 · Amount on File
Deed SaleOct 6, 2016 · Amount on File
Prior SaleApr 19, 2011 · Amount on File
Deed Book / Page52942 / 1
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address14403 CLAY ROCK LN, SILVER SPRING, MD 20906-1818
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyEVERGREEN SETTLEMENT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14403 CLAY ROCK LN, SILVER SPRING, MD 20906-1818

Mortgage

Document Number0607710253
DateOct 15, 2020
Book Page60771/253
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateJul 7, 2017
Property Address14403 CLAY ROCK LN, SILVER SPRING, MD 20906-1818
Document Number0545700395
Book / Page054570 / 000395
Instrument DateJun 19, 2017
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14403 CLAY ROCK LN SILVER SPRING MD 209061818, SILVER SPRING, MD 20906-1818

Tax Assessment & Valuation

The 2025 property tax bill for 14403 Clay Rock Ln was $10,437.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$835,200 (-1.31%) Land $150,400 Building $684,800$835,200 (-1.31%) Land $150,400 Building $684,800
2025$10,437.00$846,300 Land $150,400 Building $695,900$846,300 Land $150,400 Building $695,900
2023$719,833$846,300 Land $150,400 Building $695,900
2022$7,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14403 Clay Rock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14403 Clay Rock Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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