14401 Riverside Dr, Ashland, VA 23005 Property Records

Hanover County property record for 14401 Riverside Dr, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,154 sqft · built 2006
Lot Size	0.949 acres (41,338 sqft)
Owner	Individual Name on File
Last Sale	$638,000 (Jul 2023)
Tax Bill	$5,688 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7851-86-2986`

Property Details

APN / Parcel Number

Primary APN	`7851-86-2986`
Alternative APN	`10185386`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,154 sqft Living Area
1st Floor Area	535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	41,338 sqft (0.949 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10185386
Street Address	14401 RIVERSIDE DR
City	ASHLAND
State	VA
Zip	23005-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COUNTRY CLUB HILLS LOT 1 SEC 12
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	1
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1011
Census Tract	320500

Owner

14401 Riverside Dr is owned and occupied by an individual who bought it in July 2023.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14401 RIVERSIDE DR, ASHLAND, VA 23005-3176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Aug 19, 2019 · Amount on File
Deed Document Number	202359790
Deed Book / Page	3378 / 1591
Prior Transfer Date	Feb 27, 2006
Prior Transfer Doc	2668834
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jul 5, 2023
Property Address	14401 RIVERSIDE DR, ASHLAND, VA 23005-3176
Document Number	0033781591
Book / Page	3378 / 1591
Instrument Date	Jun 26, 2023
Instrument	20230705000059790
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS RICHMOND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14401 RIVERSIDE DR, ASHLAND, VA 23005-3176

Mortgage

Document Number	20230705000059800
Date	Jul 5, 2023
Instrument	20230705000059800

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14401 RIVERSIDE DR, ASHLAND, VA 23005-3176
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003201731
Date	Jun 4, 2018
Book Page	3201/731
Instrument	20180604000067020

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	14401 RIVERSIDE DR, ASHLAND, VA 23005-3176
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003287249
Date	Dec 4, 2020
Book Page	3287/249
Instrument	20201204000225380

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14401 Riverside Dr was $5,688, up 12.5% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,688.00 (+12.46%)	$702,300 (+12.46%) Land $175,000 Building $527,300	$702,300 (+12.46%) Land $175,000 Building $527,300
2025	$5,058.00	$624,500 Land $175,000 Building $449,500	$624,500 Land $175,000 Building $449,500
2023	$4,898.00	$604,700 Land $154,000 Building $450,700	$604,700 Land $154,000 Building $450,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14401 Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14401 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed.

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