1440 Windy Knoll Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1440 Windy Knoll Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,204 sqft · built 1976
Lot Size	0.597 acres (26,045 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jul 2018)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-151-002`

Property Details

APN / Parcel Number

Primary APN	`19-33-151-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,204 sqft
Gross Area	3,422 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	986 sqft

Exterior

Year Built	Built 1976
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	26,045 sqft (0.597 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1440 WINDY KNOLL DR
City	ALGONQUIN
State	IL
Zip	60102-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0018231 LT 144 GASLIGHT TERRACE NORTH UNIT 5
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 05
Legal Tract	1
Legal Block	151
Legal Lot Number	144
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1009
Census Tract	871310

Owner

1440 Windy Knoll Dr is owned and occupied by an individual who acquired it in May 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Document Number	0000024790
Last Transfer Date	May 26, 2020
Transfer Doc	0000018231
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006932
Date	Feb 5, 2021
Instrument	2021R0006932

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005991
Date	Feb 26, 2018
Instrument	2018R0005991

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	May 26, 2020
Property Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031
Document Number	0000018231
Map Reference	DOC 743133
Instrument Date	May 8, 2020
Instrument	2020R0018231
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031

Mortgage

Document Number	0000018232
Date	May 26, 2020
Instrument	2020R0018232

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 24, 2018
Property Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031
Document Number	0000024790
Map Reference	DOC743133
Instrument Date	Jul 16, 2018
Instrument	2018R0024790
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031

Mortgage

Document Number	0000024791
Date	Jul 24, 2018
Instrument	2018R0024791

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1440 WINDY KNOLL DR, ALGONQUIN, IL 60102-2031
Document Number	0000029336
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WINDY KNOLL DR ALGONQUIN IL 601022031, ALGONQUIN, IL 60102-2031

Mortgage

Document Number	0000029336
Date	Aug 8, 2017
Instrument	29336

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 7, 2032

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$96,921 Land $35,705 Building $61,216	$290,763 Land $107,115 Building $183,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1440 Windy Knoll Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Windy Knoll Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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