1440 Windsor Dr, Ardmore, OK 73401 Property Records

Carter County property record for 1440 Windsor Dr, Ardmore, OK 73401

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,396 sqft · built 1994
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$106,000 (Jul 2009)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51318`

Property Details

APN / Parcel Number

Primary APN	`51318`
Alternative APN	`1515-00-002-004-0-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Deck Area	84 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	51318
Street Address	1440 WINDSOR DR
City	ARDMORE
State	OK
Zip	73401-3749
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	WINDSOR HILLS #1, BLK 2 (REPLAT OF BLK 5) LOT 4 S 58.5' (58.5X110)
Legal Range	01E
Legal Township	05S
Legal Section	01
Legal Subdivision	WINDSOR HILLS #1
Legal Block	2
Legal Lot Number	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1014
Census Tract	893001

Owner

1440 Windsor Dr, a duplex, is held in a trust since July 2009.

Source: Carter County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	2005 FAIRCLOUD DR, EDMOND, OK 73034-6515
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2009 · Amount on File
Deed Sale	Jul 20, 2009 · Amount on File
Deed Document Number	20097901
Deed Book / Page	5025 / 117
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Jul 27, 2026
Property Address	1440 WINDSOR DR, ARDMORE, OK 73401-3749
Document Number	0000007244
Book / Page	7928 / 112
Instrument Date	Jul 15, 2026
Instrument	20267244
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2005 FAIRCLOUD DR, EDMOND, OK 73034-6515

Mortgage

Document Number	0000007244,
Date	Jul 27, 2026
Book Page	7928/112
Instrument	20267244

Lender

Name	AMERICAN NATION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Windsor Dr was $1,877, down 0.1% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,147 (-1.55%) Land $3,600 Building $16,547	$167,886 (-1.66%) Land $30,000 Building $137,886
2025	$1,877.00 (-0.05%)	$20,464 (+5%) Land $3,600 Building $16,864	$170,714 (-0.41%) Land $30,000 Building $140,714
2024	$1,878.00 (+10.34%)	$19,489 (+4.99%) Land $3,600 Building $15,889	$171,414 (+0.18%) Land $30,000 Building $141,414
2023	$1,702.00	$18,562 Land $3,600 Building $14,962	$171,103 Land $30,000 Building $141,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1440 Windsor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Windsor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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