DuPage County property record for 1440 Wilmette St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,467 sqft · built 1989 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Sep 2019) |
| Tax Bill | $17,488 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-310-030 |
| Primary APN | 05-10-310-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,467 sqft Living Area |
| Gross Area | 5,118 sqft |
| Basement Area | 1,228 sqft |
| Finished Basement | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Georgian |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 13.2 ft deep x 8.4 ft wide |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1440 WILMETTE ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SPEROS 6TH RESUB ALL |
| Legal Subdivision | SPEROS 6TH RESUB |
| Legal Lot Number | 64 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 841901 |
1440 Wilmette St is owned and occupied by two individuals who acquired it in November 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1440 WILMETTE ST, WHEATON, IL 60187-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA |
| Nov 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on File |
| Deed Sale | Sep 26, 2019 · Amount on File |
| Prior Sale | Sep 5, 2008 · Amount on File |
| Deed Document Number | 201986247 |
| Last Transfer Date | Nov 7, 2019 |
| Transfer Doc | 0000109823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1440 WILMETTE ST, WHEATON, IL 60187-3712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006569 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | R2017-006569 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | Jan 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1440 WILMETTE ST, WHEATON, IL 60187-3712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000141716 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | R2020-141716 |
| Name | THE FIRST NATIONAL BANK OF OTTAWA |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate | 2.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 25, 2019 |
| Property Address | 1440 WILMETTE ST, WHEATON, IL 60187-3712 |
| Document Number | 0000109823 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 109823 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1440 WILMETTE ST WHEATON IL 601873712, WHEATON, IL 60187-3712 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 26, 2019 |
| Property Address | 1440 WILMETTE ST, WHEATON, IL 60187-3712 |
| Document Number | 0000086247 |
| Map Reference | DOC R78-122637 |
| Instrument Date | Aug 30, 2019 |
| Instrument | R2019-086247 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1440 WILMETTE ST, WHEATON, IL 60187-3712 |
| Document Number | 0000086248 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | R2019-086248 |
| Name | THE FIRST NATIONAL BANK OF OTTAWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate | 3.5% |
|---|
The 2025 property tax bill for 1440 Wilmette St was $17,488 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Elementary School District | Glen Ellyn School District 41 (PK - 08) |
| Secondary School District | Glenbard Township High School District 87 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,488.00 | $265,073 Land $44,552 Building $220,521 | $795,219 Land $133,656 Building $661,563 |
| 2022 | $15,532.00 Homeowner's exemption | $212,600 Land $35,730 Building $176,870 | $637,800 Land $107,190 Building $530,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1440 Wilmette St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1980–2016) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1440 Wilmette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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