1440 Waterloo Dr, Reno, NV 89509 Property Records

Washoe County property record for 1440 Waterloo Dr, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,378 sqft · built 2015
Lot Size	0.069 acres (3,009 sqft)
Owner	Individual Name on File
Last Sale	$320,096 (Apr 2015)
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-534-02`

Property Details

APN / Parcel Number

Primary APN	`019-534-02`
Alternative APN	`195863`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,378 sqft Living Area
1st Floor Area	1,067 sqft
2nd Floor Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	3,009 sqft (0.069 acres)
Garage Type	Built-in
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	195863
Street Address	1440 WATERLOO DR
City	RENO
State	NV
Zip	89509-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPD
Legal Description	BRIGHTON MANOR 1 LT 124
Legal Range	19
Legal Township	19
Legal Section	23
Legal Subdivision	BRIGHTON MANOR 1
Legal Lot Number	124
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	1
Census Block	1010
Census Tract	1015

Owner

1440 Waterloo Dr is owned and occupied by an individual who acquired it in June 2021.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 WATERLOO DR, RENO, NV 89509-4260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jun 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LN
Aug 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2015 · Amount on File
Deed Sale	Apr 24, 2015 · Amount on File
Prior Sale	Aug 23, 2019
Deed Document Number	0004462197
Last Transfer Date	Jun 28, 2021
Transfer Doc	0005197387
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1440 WATERLOO DR, RENO, NV 89509-4260
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004777213
Date	Jan 4, 2018
Instrument	4777213

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Jun 28, 2021
Property Address	1440 WATERLOO DR, RENO, NV 89509-4260
Document Number	0005197387
Map Reference	FILE 3263581
Instrument Date	Jun 22, 2021
Instrument	5197387
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WATERLOO DR, RENO, NV 89509-4260

Mortgage

Document Number	0005197388
Date	Jun 28, 2021
Instrument	5197388

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1440 WATERLOO DR, RENO, NV 89509-4260
Document Number	0005024240
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1440 WATERLOO DR RENO NV 895094260, RENO, NV 89509-4260

Mortgage

Document Number	0005024240
Date	Apr 29, 2020
Instrument	5024240

Lender

Name	HOMETOWN LN
Type	Funding / Finance Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 23, 2019
Property Address	1440 WATERLOO DR, RENO, NV 89509-4260
Document Number	0004944123
Instrument Date	Aug 21, 2019
Instrument	4944123
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1440 WATERLOO DR RENO NV 895094260, RENO, NV 89509-4260

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1440 WATERLOO DR, RENO, NV 89509-4260
Document Number	0004865812
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WATERLOO DR RENO NV 895094260, RENO, NV 89509-4260

Mortgage

Document Number	0004865812
Date	Nov 13, 2018
Instrument	4865812

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Waterloo Dr was $6,339.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,339.00	$173,356 Land $40,133 Building $133,223	$495,302 Land $114,665 Building $380,637
2023	$5,437.00	$164,610 Land $38,803 Building $125,807	$470,314 Land $110,865 Building $359,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Waterloo Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.6% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Truckee Meadows Internet.

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