1440 Stable Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1440 Stable Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,376 sqft · built 1989
Lot Size	3.95 acres (172,454 sqft)
Owner	Company Name on Record
Tax Bill	$13,125 (2026)
Deeds & Mortgages	Aug 2018 Transfer Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060G0-00-00-00800`

Property Details

APN / Parcel Number

Primary APN	`060G0-00-00-00800`
Alternative APN	`22482`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,376 sqft Finished Area
Basement Area	700 sqft
Unfinished Basement	700 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	172,454 sqft (3.95 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	600 sqft

Exterior Amenities

Pool Area	752 sqft
Porch	Slab
Porch Area	409 sqft
Patio Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	1440 STABLE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-8882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	INGLECRESS 8
Legal Subdivision	INGLECRESS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1006
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1440 STABLE LN, CHARLOTTESVILLE, VA 22901-8882
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit UNION BK&TR CO/LINCOLN BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 2, 2018
Transfer Doc	0000008842
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 7, 2018
Property Address	1440 STABLE LN, CHARLOTTESVILLE, VA 22901-8882
Document Number	0000008842
Book / Page	005081 / 000197
Instrument Date	Aug 2, 2018
Instrument	8842
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1440 STABLE LN CHARLOTTESVILLE VA 229018882, CHARLOTTESVILLE, VA 22901-8882

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1440 STABLE LN, CHARLOTTESVILLE, VA 22901-8882
Document Number	0000003075
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 STABLE LN CHARLOTTESVILLE VA 229018882, CHARLOTTESVILLE, VA 22901-8882

Mortgage

Document Number	0000003075
Date	Mar 28, 2018
Book Page	005027/000256
Instrument	3075

Lender

Name	UNION BK&TR CO/LINCOLN BR
Type	Funding / Finance Company
Address	RICHMOND, VA 23233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,125.00 (+11.41%)	$1,468,100 (+11.41%) Land $488,200 Building $979,900	$1,468,100 (+11.41%) Land $488,200 Building $979,900
2025	$11,781.00 (+153.08%)	$1,317,800 (+20.88%) Land $421,000 Building $896,800	$1,317,800 (+20.88%) Land $421,000 Building $896,800
2023	$4,655.00	$1,090,200 Land $311,300 Building $778,900	$1,090,200 Land $311,300 Building $778,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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