1440 Smith Rd, Xenia, OH 45385 Property Records

Greene County property record for 1440 Smith Rd, Xenia, OH 45385

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 1,950 sqft · built 1974
Lot Size	5.02 acres (218,845 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (May 1987)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C051006047`

Property Details

APN / Parcel Number

Primary APN	`C051006047`
Alternative APN	`C05-0001-0006.0-0047.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,950 sqft Total Area
1st Floor Area	975 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	218,845 sqft (5.02 acres)
Garage Type	Attached
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1440 SMITH RD
City	XENIA
State	OH
Zip	45385-9730
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	2238 1440 SMITH RD
Jurisdiction	GREENE OH
Township / Civil Division	CAESARSCREEK
Census Block Group	1
Census Block	1046
Census Tract	280102

Owner

1440 Smith Rd, an agricultural property, is owned by an individual who bought it in May 1987.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 SMITH RD, XENIA, OH 45385-9730
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1987 · Amount on File
Deed Sale	May 1, 1987 · Amount on File
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1440 SMITH RD, XENIA, OH 45385-9730
Document Number	0000012460
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1440 SMITH RD XENIA OH 453859730, XENIA, OH 45385-9730

Mortgage

Document Number	0000012460
Date	Jul 31, 2017
Instrument	12460

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Smith Rd was $3,704, down 5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Caesarscreek Township
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,704.00 (-5%) Additional exemption filed	$90,160 (-5.56%) Land $17,280 Building $72,880
2024	$3,899.00 (+3.64%)	$95,470 (-) Land $26,170 Building $69,300
2023	$3,762.00 (+18.34%)	$95,470 (+33.13%) Land $26,170 Building $69,300	$283,010 Land $74,780 Building $208,230
2022	$3,179.00	$71,710 Land $23,680 Building $48,030
2020			$204,900 Land $67,660 Building $137,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20