1440 Shelby Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 1440 Shelby Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,526 sqft · built 2003
Lot Size	2.68 acres (117,002 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (May 2010)
Tax Bill	$9,350 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94181-06-070`

Property Details

APN / Parcel Number

Primary APN	`94181-06-070`
Alternative APN	`R1617636`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,526 sqft Living Area
Gross Area	6,829 sqft
Basement Area	2,348 sqft
Finished Basement	1,909 sqft
Unfinished Basement	439 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Multi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	117,002 sqft (2.68 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Slab
Porch Area	1,036 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1617636
Street Address	1440 SHELBY DR
City	BERTHOUD
State	CO
Zip	80513-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA1
Legal Description	LOT 70, RAINBOW LAKE ESTATES, (2002048280)
Legal Range	69W
Legal Township	4N
Legal Section	18
Legal Subdivision	RAINBOW LAKE ESTATES
Legal Lot Number	70
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1032
Census Tract	2601

Owner

1440 Shelby Dr is owned and occupied by two individuals who bought it in May 2010.

Source: Larimer County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 SHELBY DR, BERTHOUD, CO 80513-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2010 · Amount on File
Deed Sale	May 5, 2010 · Amount on File
Prior Sale	Dec 2, 2009
Deed Document Number	201024935
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	0000009292
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Jun 15, 2026
Property Address	1440 SHELBY DR, BERTHOUD, CO 80513-9655
Document Number	0000028700
Instrument Date	Jun 9, 2026
Instrument	202628700
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 SHELBY DR, BERTHOUD, CO 80513-9655

Mortgage

Document Number	0000028700,
Date	Jun 15, 2026
Instrument	202628700

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Shelby Dr was $9,350.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,350.00	$91,994 Land $18,438 Building $73,556	$1,471,900 Land $295,000 Building $1,176,900
2023	$8,063.00 (+23.86%)	$89,780 (+32.72%) Land $19,765 Building $70,015	$1,340,000 (+37.68%) Land $295,000 Building $1,045,000
2022	$6,510.00	$67,645 Land $13,831 Building $53,814	$973,300 Land $199,000 Building $774,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1440 Shelby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Shelby Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shelby Dr

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