Oakland County property record for 1440 Pinecrest Dr, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1923 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Apr 2023) |
| Tax Bill | $5,902 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-230-001 |
| Primary APN | 24-25-33-230-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 150 ft deep x 48 ft wide |
| Garage Area | 283 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1440 PINECREST DR |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 BADDER GARDENS SUB LOT 49 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | BADDER GARDENS SUB |
| Legal Lot Number | 49 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 173400 |
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR NATIONAL BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Nov 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Deed Document Number | 202343479 |
| Deed Book / Page | 58551 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 30, 2026 |
| Property Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Document Number | 0000114048 |
| Book / Page | 61415 / 604 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026114048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Document Number | 0000114048, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 61415/604 |
| Instrument | 2026114048 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 19, 2023 |
| Property Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Document Number | 0000043479 |
| Book / Page | 58551 / 484 |
| Map Reference | LB 12 PG 18 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 43479 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Name | Verified Name |
|---|---|
| Address | 19346 INDIANA ST, DETROIT, MI 48221-1510 |
| Document Number | 0058551486 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 58551/486 |
| Name | SUPERIOR NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Document Number | 0000036953 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 55672/339 |
| Instrument | 36953 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 325 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1440 PINECREST DR, FERNDALE, MI 48220-1619 |
| Document Number | 0000209696 |
| Book / Page | 051283 / 000801 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1440 PINECREST DR FERNDALE MI 482201619, FERNDALE, MI 48220-1619 |
| Document Number | 0000209696 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 051283/000801 |
| Instrument | 209696 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,902.00 (-4.3%) Homeowner's exemption | $120,620 (+13.62%) | $241,240 (+13.62%) |
| 2024 | $6,167.00 (+177.42%) | ||
| 2023 | $106,160 | $212,320 | |
| 2021 | $2,223.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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