1440 Native Garden Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 1440 Native Garden Rd, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 2021
Lot Size6.28 acres (273,557 sqft)
OwnerIndividual Name on Record
Last Sale$227,900 (Oct 2021)
Tax Bill$1,366 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005116-01-186

Property Details

APN / Parcel Number

Primary APN005116-01-186

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area273,557 sqft (6.28 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1440 NATIVE GARDEN RD
CityGILBERT
StateSC
Zip29054-7902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINLAY FARMS PH 2B LOT 186
Legal SubdivisionFINLAY FARMS PHASE 2B
Legal Lot Number186
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1003
Census Tract21306

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1440 NATIVE GARDEN RD, GILBERT, SC 29054-7902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Deed Document Number202158658
Deed Book / Page20974 / 2993
Record UpdatedSep 20, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEXINGTON SC
Recording DateOct 28, 2021
Property Address1440 NATIVE GARDEN RD, GILBERT, SC 29054-7902
Document Number2097402993
Book / Page20974 / 2993
Map ReferenceMB 20916 PG 5521
Instrument DateOct 25, 2021
Instrument2021058658
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$843.60
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1440 NATIVE GARDEN RD, GILBERT, SC 29054-7902

Mortgage

Document Number2021058659
DateOct 28, 2021
Instrument2021058659
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,366.00 (+0.29%)$9,116 (-) Land $1,600 Building $7,516
2024$1,362.00 (+4.45%)$9,116 (-) Land $1,600 Building $7,516$227,900 (-) Land $40,000 Building $187,900
2023$1,304.00$9,116 Land $1,600 Building $7,516$227,900 Land $40,000 Building $187,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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