1440 N Stephen Ave, Clawson, MI 48017 Property Records

Oakland County property record for 1440 N Stephen Ave, Clawson, MI 48017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 1957
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2024)
Tax Bill	$8,240 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-20-33-201-028`

Property Details

APN / Parcel Number

Primary APN	`16-20-33-201-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,113 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	119 ft deep x 55 ft wide
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1440 N STEPHEN AVE
City	CLAWSON
State	MI
Zip	48017-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R11E, SEC 33 MAPLE HEIGHTS LOT 167
Legal Range	11E
Legal Township	02N
Legal Section	33
Legal Subdivision	MAPLE HEIGHTS
Legal Lot Number	167
Jurisdiction	OAKLAND MI
Township / Civil Division	CLAWSON
Census Block Group	2
Census Block	2000
Census Tract	180000

Owner

1440 N Stephen Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	236 E ELMWOOD AVE, 11, CLAWSON, MI 48017-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	202426527
Deed Book / Page	59228 / 296
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 18, 2024
Property Address	1440 N STEPHEN AVE, CLAWSON, MI 48017-1115
Document Number	0000026527
Book / Page	59228 / 296
Map Reference	LB 85 PG 18
Instrument Date	Mar 14, 2024
Instrument	26527
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 N STEPHEN AVE, CLAWSON, MI 48017-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E ELMWOOD AVE APT 11, 11, CLAWSON, MI 48017-1638

Mortgage

Document Number	0059232311
Date	Mar 18, 2024
Instrument	59232/311

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1440 N Stephen Ave was $8,240 with a homeowner's exemption, up 57.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Clawson City
Unified School District	Clawson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,240.00 (+57.85%) Homeowner's exemption	$175,310	$350,620
2024	$5,220.00
2023		$127,150	$254,300
2021	$4,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1440 N Stephen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1440 N Stephen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAWSON serves 11,825 people · EPA ID MI0001440
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20