1440 N Cool Rd, Lima, OH 45801 Property Records

Allen County property record for 1440 N Cool Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,573 sqft · built 1929
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Apr 2007)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`38-3000-02-004.000`

Property Details

APN / Parcel Number

Primary APN	`38-3000-02-004.000`
Alternative APN	`I2838300002004000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
Gross Area	2,569 sqft
1st Floor Area	972 sqft
Upper Floors Area	601 sqft
Basement Area	512 sqft
Family Room	Family Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1440 N COOL RD
City	LIMA
State	OH
Zip	45801-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 RTS 08-03-30
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2022
Census Tract	11400

Owner

Source: Allen County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 N COOL RD, LIMA, OH 45801-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 24, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2007 · Amount on Record
Deed Sale	Apr 26, 2007 · Amount on Record
Prior Sale	Dec 18, 2006 · Amount on Record
Deed Document Number	20076015
Deed Book / Page	2007 / 6015
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jul 9, 2026
Property Address	1440 N COOL RD, LIMA, OH 45801-9796
Document Number	0000007169
Instrument Date	Jun 8, 2026
Instrument	20267169
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 N COOL RD, LIMA, OH 45801-9796

Mortgage

Document Number	0000007169,
Date	Jul 9, 2026
Instrument	20267169

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2049

Interest

Rate	6.37%
Max Rate	-1%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	1440 N COOL RD, LIMA, OH 45801-9796
Document Number	0000008085
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 N COOL RD LIMA OH 458019796, LIMA, OH 45801-9796

Mortgage

Document Number	0000008085
Date	Aug 9, 2019
Book Page	002019/008085
Instrument	8085

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (-0.06%)	$45,260 (-) Land $6,790 Building $38,470	$129,300 (-) Land $19,400 Building $109,900
2024	$1,584.00 (+19.01%)	$45,260 (+31%) Land $6,790 Building $38,470	$129,300 (+31%) Land $19,400 Building $109,900
2023	$1,331.00 (-0.82%)	$34,550 (-) Land $5,180 Building $29,370
2022	$1,342.00	$34,550 Land $5,180 Building $29,370
2021			$98,700 Land $14,800 Building $83,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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