Humboldt County property record for 1440 Main St, Ferndale, CA 95536
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 4 ba · 3,120 sqft · built 1978 |
| Lot Size | 0.329 acres (14,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,000 (Aug 2019) |
| Tax Bill | $10,180 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-111-014-000 |
| Primary APN | 030-111-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 3,120 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Construction Type | Wood |
| Lot Area | 14,374 sqft (0.329 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 03011114 |
|---|---|
| Street Address | 1440 MAIN ST |
| City | FERNDALE |
| State | CA |
| Zip | 95536-9416 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | C-1-D-Q |
| Legal Description | L3 /B26P66 PMM450001A030076C K SUBD0604380001A093082C 86C 00000000 N |
| Legal Lot Number | 3 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11200 |
Source: Humboldt County records · APN 030-111-014-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 SHAMROCK DR, FORTUNA, CA 95540-2821 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Aug 13, 2019 | Grant Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Aug 13, 2019 · Amount on Record |
| Deed Document Number | 2019-014063 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1440 MAIN ST, FERNDALE, CA 95536-9416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2011 SHAMROCK DR, FORTUNA, CA 95540-2821 |
| Document Number | 0000013396 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-013396 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Aug 13, 2019 |
| Property Address | 1440 MAIN ST, FERNDALE, CA 95536-9416 |
| Document Number | 0000014061 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 2019-014061 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 SHAMROCK DR, FORTUNA, CA 95540-2821 |
| Document Number | 0000014062 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019-014062 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,180.00 (+6.56%) | $675,867 (+4.04%) Land $174,981 Building $500,886 |
| 2023 | $9,553.00 (+1.08%) | $649,624 Land $168,187 Building $481,437 |
| 2022 | $9,451.00 |
Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), as of August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230112002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (1996–2015) |
| Most Recent Claim | Feb 2015 · river or lake flooding |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 82 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA1210007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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