Oakland County property record for 1440 Madison Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,947 sqft · built 1976 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Apr 2024) |
| Tax Bill | $6,362 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-23-181-017 |
| Primary APN | 88-20-23-181-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,947 sqft Living Area |
| 1st Floor Area | 1,259 sqft |
| Basement Area | 1,249 sqft |
| Unfinished Basement | 657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 81 ft wide |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1440 MADISON DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 2 E 45 FT OF LOT 505, ALSO W 36 FT OFLOT 506 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | RAINTREE VILLAGE SUB #2 |
| Legal Lot Number | 505-506 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 197200 |
1440 Madison Dr is owned and occupied by two individuals who bought it in April 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1964 DORCHESTER DR N, TROY, MI 48084-8319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Apr 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage VEMA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on File |
| Deed Sale | Apr 11, 2024 · Amount on File |
| Prior Sale | Jun 6, 2008 · Amount on File |
| Deed Document Number | 202440741 |
| Deed Book / Page | 59284 / 400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1440 MADISON DR, TROY, MI 48083-5374 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1440 MADISON DR, TROY, MI 48083-5374 |
| Document Number | 20260027801 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 60998/211 |
| Instrument | 20260027801 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 11, 2024 |
| Property Address | 1440 MADISON DR, TROY, MI 48083-5374 |
| Document Number | 0000040741 |
| Book / Page | 59284 / 400 |
| Map Reference | LB 139 PG 1 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 40741 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1440 MADISON DR, TROY, MI 48083-5374 |
| Name | Verified Name |
|---|---|
| Address | 1440 MADISON DR, TROY, MI 48083-5374 |
| Document Number | 0059284518 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 59284/518 |
| Name | VEMA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 1440 Madison Dr was $6,362 with a homeowner's exemption, up 94.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,362.00 (+94.44%) | ||
| 2024 | $3,272.00 | ||
| 2023 | $157,960 | ||
| 2022 | $1,768.00 | $78,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1440 Madison Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1440 Madison Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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