1440 Laura St, Springfield, OR 97477 Property Records

Lane County property record for 1440 Laura St, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,534 sqft · built 1964
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Jun 2004)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-27-44-08600-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-27-44-08600-000`
Alternative APNs	`1703274408600` `0236685`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,534 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	546 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	0236685
Street Address	1440 LAURA ST
City	SPRINGFIELD
State	OR
Zip	97477-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 08600
Legal Range	03
Legal Township	17
Legal Section	27
Legal Subdivision	SUNNYSIDE ADDITION TO SPRINGFIELD
Legal Block	12
Legal Lot Number	8600
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1012
Census Tract	3201

Owner

1440 Laura St is owned and occupied by two individuals who bought it in June 2004.

Source: Lane County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 LAURA ST, SPRINGFIELD, OR 97477-2943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2004 · Amount on File
Deed Sale	Jun 30, 2004 · Amount on File
Prior Sale	Sep 26, 2001 · Amount on File
Deed Document Number	200450270
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Apr 1, 2026
Property Address	1440 LAURA ST, SPRINGFIELD, OR 97477-2943
Document Number	0000010076
Instrument Date	Mar 24, 2026
Instrument	202610076
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 LAURA ST, SPRINGFIELD, OR 97477-2943

Mortgage

Document Number	0000010076,
Date	Apr 1, 2026
Instrument	202610076

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2056

Interest

Rate	5.98%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1440 LAURA ST, SPRINGFIELD, OR 97477-2943
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043104
Date	Jun 30, 2021
Instrument	2021-043104

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1440 LAURA ST, SPRINGFIELD, OR 97477-2943
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025354
Date	Apr 13, 2021
Instrument	2021-025354

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1440 LAURA ST, SPRINGFIELD, OR 97477-2943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056731
Date	Dec 10, 2018
Instrument	2018-056731

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Laura St was $3,709.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,709.00	$202,298	$396,509 Land $81,449 Building $315,060
2023	$3,494.00 (+3.37%)	$190,686 (+3%)	$393,320 (+10.63%) Land $64,177 Building $329,143
2022	$3,380.00	$185,133	$355,538 Land $64,177 Building $291,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Laura St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1440 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Hunter Communications, T-Mobile.

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