1440 L St, Salida, CO 81201 Property Records

Chaffee County property record for 1440 L St, Salida, CO 81201

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,325 sqft · built 1946
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Dec 2005)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R380706111103`

Property Details

APN / Parcel Number

Primary APN	`R380706111103`
Alternative APNs	`R380706111006` `380706111006` `380706111103`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	326 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	380706111103
Street Address	1440 L ST
City	SALIDA
State	CO
Zip	81201-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5-B SMITH-JOHNSON MINOR SUBDIVIION SUB SALIDA REC 486688
Legal Range	09E
Legal Township	49N
Legal Section	06
Legal Quarter	NE
Legal Subdivision	SMITH-JOHNSON MINOR SUBDIVISION
Legal Tract	4
Legal Lot Number	5-B
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	2
Census Block	2000
Census Tract	200

Owner

1440 L St is owned and occupied by two individuals who bought it in December 2005.

Source: Chaffee County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 L ST, SALIDA, CO 81201-2230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Jul 12, 2023	Warranty Deed, Transfer
Sep 24, 2020	Beneficiary Deed, Transfer
Sep 24, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2005 · Amount on File
Deed Sale	Dec 5, 2005 · Amount on File
Deed Document Number	355246
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	1440 L ST, SALIDA, CO 81201-2230
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 L ST, SALIDA, CO 81201-2230

Mortgage

Document Number	0000506018
Date	Feb 18, 2026
Instrument	506018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	1440 L ST, SALIDA, CO 81201-2230
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443875
Date	Jun 27, 2018
Instrument	443875

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	1440 L ST, SALIDA, CO 81201-2230
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454972
Date	Nov 12, 2019
Instrument	454972

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	1440 L ST, SALIDA, CO 81201-2230
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000466336
Date	Jan 11, 2021
Instrument	466336

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	1440 L ST, SALIDA, CO 81201-2230
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000474999
Date	Oct 14, 2021
Instrument	474999

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	1440 L ST, SALIDA, CO 81201-2230
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490342
Date	Nov 6, 2023
Instrument	490342

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80935

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Jul 12, 2023
Property Address	1440 L ST, SALIDA, CO 81201-2230
Document Number	0000488299
Map Reference	DOC 486688
Instrument Date	Jul 12, 2023
Instrument	488299
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Tax	$15.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 DEL NORTE PL, FORT COLLINS, CO 80521-3507

September 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHAFFEE CO
Recording Date	Sep 24, 2020
Property Address	1440 L ST, SALIDA, CO 81201-2230
Document Number	0000462831
Instrument Date	Sep 21, 2020
Instrument	462831
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 L ST, SALIDA, CO 81201-2230

September 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHAFFEE CO
Recording Date	Sep 24, 2020
Property Address	1440 L ST, SALIDA, CO 81201-2230
Document Number	0000462830
Instrument Date	Sep 21, 2020
Instrument	462830
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 L ST, SALIDA, CO 81201-2230

Tax Assessment & Valuation

The 2025 property tax bill for 1440 L St was $1,974.

Source: Chaffee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Municipality	Salida City
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00	$39,600 Land $11,150 Building $28,450	$733,581 Land $217,500 Building $516,081
2023	$1,216.00 (+39.77%)	$27,910 (+52.85%) Land $6,150 Building $21,760	$571,613 (+57.61%) Land $121,870 Building $449,743
2022	$870.00	$18,260 Land $7,960 Building $10,300	$362,685 Land $175,000 Building $187,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1440 L St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 L St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALIDA serves 5,666 people · EPA ID CO0108700
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Visionary Broadband.

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