1440 Giles Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 1440 Giles Ave, Spring Hill, FL 34608

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,036 sqft · built 1986
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R25-223-17-1695-0000-0060`

Property Details

APN / Parcel Number

Primary APN	`R25-223-17-1695-0000-0060`
Alternative APNs	`00859459` `859459`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	2,999 sqft
1st Floor Area	1,524 sqft
Upper Floors Area	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	563 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	400 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00859459
Street Address	1440 GILES AVE
City	SPRING HILL
State	FL
Zip	34608-5736
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ECCARD PLACE LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	ECCARD PLACE
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3009
Census Tract	41105

Owner

1440 Giles Ave, a duplex, is owned and occupied by an individual who acquired it in September 2025.

Source: Hernando County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 GILES AVE, SPRING HILL, FL 34608-5736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME EQUITY SOLUTIONS
Dec 4, 2025	Intrafamily Transfer, Transfer UNKNOWN, FREEDOM FIRST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2024
Deed Sale	Jul 18, 2024
Deed Document Number	202444138
Deed Book / Page	4448 / 462
Last Transfer Date	Sep 25, 2025
Transfer Doc	0046411825
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Sep 17, 2026
Property Address	1440 GILES AVE, SPRING HILL, FL 34608-5736
Document Number	0000063306
Book / Page	4761 / 1906
Instrument Date	Sep 3, 2026
Instrument	202663306
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 GILES AVE, SPRING HILL, FL 34608-5736

Mortgage

Document Number	0000063306,
Date	Sep 17, 2026
Book Page	4761/1906
Instrument	202663306

Lender

Name	HOME EQUITY SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Dec 4, 2025
Property Address	1440 GILES AVE, SPRING HILL, FL 34608-5736
Document Number	0046411825
Book / Page	4641 / 1825
Map Reference	MB 17 PG 43
Instrument Date	Sep 25, 2025
Instrument	2025083195
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, FREEDOM FIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 GILES AVE, SPRING HILL, FL 34608-5736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 GILES AVE, SPRING HILL, FL 34608-5736

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Giles Ave was $5,410.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,410.00	$285,820 Land $65,700 Building $220,120	$285,820 Land $65,700 Building $220,120
2023		$94,015 Land $94,015
2022	$895.00		$282,979 Land $72,000 Building $210,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Giles Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Giles Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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