1440 Forest Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1440 Forest Ln, Saint Johns, FL 32259 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 1987
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$494,900 (Jul 2026)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005473-0130`

Property Details

APN / Parcel Number

Primary APN	`005473-0130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	2,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	318 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1440 FOREST LN
City	SAINT JOHNS
State	FL
Zip	32259-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13/7-8 FRUIT COVE FOREST LOT 13 BLK 3 OR2755/1086
Legal Range	27E
Legal Township	04S
Legal Section	31
Legal Subdivision	FRUIT COVE FOREST
Legal Block	3
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1020
Census Tract	20803

Owner

Source: St. Johns County records · APN 005473-0130

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Mar 16, 2026	Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC
Jan 09, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Mar 16, 2026 · Amount on Record
Deed Document Number	202665505
Deed Book / Page	6411 / 1926
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2026
Property Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803
Document Number	0000065505
Book / Page	6411 / 1926
Instrument Date	Jul 30, 2026
Instrument	202665505
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	SUNSHINE STATE TITLE, SUNSHINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$349,894.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803

Mortgage

Document Number	0000065506,
Date	Jul 31, 2026
Book Page	6411/1928
Instrument	202665506

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 16, 2026
Property Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803
Document Number	0063240764
Book / Page	6324 / 764
Map Reference	MB 13 PG 7
Instrument Date	Mar 10, 2026
Instrument	2026022282
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1556 MONUMENT OAKS DR, JACKSONVILLE, FL 32225-2844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 HYACINTH ST, SAINT AUGUSTINE, FL 32092-2432

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803

Mortgage

Document Number	0058831731
Date	Jan 09, 2024
Book Page	5883/1731
Instrument	2024002186

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053320765
Date	Aug 02, 2021
Book Page	5332/765
Instrument	2021084943

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1440 FOREST LN, SAINT JOHNS, FL 32259-2803
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045381785
Date	Apr 30, 2018
Book Page	4538/1785
Instrument	2018029015

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2033

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,967 (+2.7%)	$357,475 (-5.17%) Land $86,000 Building $271,475
2025	$2,001.00 (+15%) Homeowner's exemption	$162,577 (+5.99%)	$376,975 (-1.06%) Land $86,000 Building $290,975
2024	$1,740.00 (+2.29%)
2023	$1,701.00 (+3.78%) Homeowner's exemption	$153,393 (+3%)	$381,023 (+20.33%) Land $100,000 Building $281,023
2022	$1,639.00 Homeowner's exemption	$148,925	$316,641 Land $84,000 Building $232,641

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 102 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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