1440 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 1440 E Marion St, Shelby, NC 28150

Property Summary

Property Type	Commercial
Details	1,572 sqft · built 1933
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,758 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`26001`

Property Details

APN / Parcel Number

Primary APN	`26001`
Alternative APN	`1319480`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,572 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1995
Exterior Material	Stucco
Foundation Type	Footing
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1319480
Street Address	1440 E MARION ST
City	SHELBY
State	NC
Zip	28150-4935
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GB
Legal Description	LOT E MARION ST
Legal Subdivision	SARAH W STRAIN & S B STRAIN
Legal Block	1
Legal Lot Number	E
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1440 E MARION ST, SHELBY, NC 28150-4935
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Mar 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 6, 2022
Property Address	1440 E MARION ST, SHELBY, NC 28150-4935
Document Number	0018742189
Book / Page	1874 / 2189
Instrument Date	May 31, 2022
Instrument	200073924
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 CLEVES ST, 408, OLD HICKORY, TN 37138-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3552 GRIGG RD, SHELBY, NC 28150-9460

Mortgage

Document Number	0018742192
Date	Jun 6, 2022
Instrument	1874/2192

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 5, 2018
Property Address	1440 E MARION ST, SHELBY, NC 28150-4935
Document Number	0017620618
Book / Page	001762 / 000618
Instrument Date	Feb 19, 2018
Instrument	10857
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E MARION ST SHELBY NC 281504935, SHELBY, NC 28150-4935

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,758.00 (-0.51%)	$177,594 (-) Land $45,084 Building $132,510	$177,594 (-) Land $45,084 Building $132,510
2025	$1,767.00	$177,594 (+78.76%) Land $45,084 Building $132,510	$177,594 (+78.76%) Land $45,084 Building $132,510
2023		$99,345 Land $19,800 Building $79,545	$99,345 Land $19,800 Building $79,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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