1440 E Jefferson Ave, Des Moines, IA 50316 Property Records

Polk County property record for 1440 E Jefferson Ave, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,114 sqft · built 1917
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$113,500 (Oct 2022)
Tax Bill	$2,692 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110/05581-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05581-000-000`
Alternative APN	`792436151035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1440 E JEFFERSON AVE
City	DES MOINES
State	IA
Zip	50316-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 UNION LAWNS
Legal Subdivision	UNION LAWNS
Legal Lot Number	14
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3006
Census Tract	300

Owner

1440 E Jefferson Ave is owned by a company that bought it in October 2022 and is owner-occupied.

Source: Polk County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	5406 DOUGLAS AVE, DES MOINES, IA 50310-1840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit HOME STATE BANK
Oct 5, 2022	Warranty Deed, Transfer LIQUID LENDING SOLUTIONS
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 12, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	202277687
Deed Book / Page	19288 / 61
Prior Transfer Date	May 18, 2012
Prior Transfer Doc	0000097766
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1440 E JEFFERSON AVE, DES MOINES, IA 50316-1659
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002070
Date	Jan 12, 2023
Book Page	19374/725
Instrument	2023-00002070

Lender

Name	HOME STATE BANK
Type	Bank
Address	JEFFERSON, IA 50129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 5, 2022
Property Address	1440 E JEFFERSON AVE, DES MOINES, IA 50316-1659
Document Number	0000077687
Book / Page	19288 / 61
Instrument Date	Sep 20, 2022
Instrument	2022-00077687
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 MERLE HAY RD, DES MOINES, IA 50310-1103

Mortgage

Document Number	0000077688
Date	Oct 5, 2022
Instrument	2022-00077688

Lender

Name	LIQUID LENDING SOLUTIONS
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1440 E JEFFERSON AVE, DES MOINES, IA 50316-1659
Document Number	0000013900
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E JEFFERSON AVE DES MOINES IA 503161659, DES MOINES, IA 50316-1659

Mortgage

Document Number	0000013900
Date	Aug 14, 2019
Book Page	017449/000508
Instrument	13900

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 12, 2018
Property Address	1440 E JEFFERSON AVE, DES MOINES, IA 50316-1659
Document Number	201700078314
Book / Page	16881 / 0275
Instrument Date	Mar 28, 2018
Instrument	2017-00078314
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 JEFFERSON AVE, DES MOINES, IA 50314-1942

Mortgage

Document Number	201700078316
Date	Apr 12, 2018
Instrument	2017-00078316

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000078317
Date	Apr 12, 2018
Book Page	16881/0294
Instrument	2017-00078317

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,700 Land $33,300 Building $121,400	$154,700 Land $33,300 Building $121,400
2024	$2,692.00
2023		$136,800 Land $29,400 Building $107,400	$136,800 Land $29,400 Building $107,400
2020	$2,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 E Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1980–2008)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1440 E Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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