1440 E Barden Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 1440 E Barden Rd, Charlotte, NC 28226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,754 sqft · built 1973
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Aug 2008)
Tax Bill	$5,603 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187-122-33`

Property Details

APN / Parcel Number

Primary APN	`187-122-33`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,754 sqft Living Area
1st Floor Area	2,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Area	660 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	140 sqft
Deck Area	252 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1440 E BARDEN RD
City	CHARLOTTE
State	NC
Zip	28226-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L33 B3 M15-537
Legal Subdivision	OLD SALEM
Legal Block	3
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	2908

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2008 · Amount on Record
Deed Sale	Aug 12, 2008 · Amount on Record
Deed Document Number	2008137339
Deed Book / Page	24037 / 922
Last Transfer Date	Aug 3, 2021
Transfer Doc	0000149999
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 4, 2021
Property Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830
Document Number	0000149999
Book / Page	36374 / 228
Map Reference	MB 15 PG 537
Instrument Date	Aug 3, 2021
Instrument	2021149999
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000150000
Date	Aug 4, 2021
Instrument	2021150000

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 20, 2019
Property Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830
Document Number	0000158548
Book / Page	34053 / 734
Map Reference	MB 15 PG 537
Instrument Date	Nov 15, 2019
Instrument	2019158548
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830

Mortgage

Document Number	0000158549
Date	Nov 20, 2019
Instrument	2019158549

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 20, 2019
Property Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830
Document Number	0000108638
Book / Page	033776 / 000490
Instrument Date	Aug 20, 2019
Instrument	108638
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E BARDEN RD CHARLOTTE NC 282265830, CHARLOTTE, NC 28226-5830

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1440 E BARDEN RD, CHARLOTTE, NC 28226-5830
Document Number	0000038835
Book / Page	031667 / 000840
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1440 E BARDEN RD CHARLOTTE NC 282265830, CHARLOTTE, NC 28226-5830

Mortgage

Document Number	0000038835
Date	Mar 28, 2017
Book Page	031667/000840
Instrument	38835

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$719,800 Land $195,000 Building $524,800	$719,800 Land $195,000 Building $524,800
2024	$5,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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