1440 E 106th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1440 E 106th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1956
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2018)
Tax Bill	$2,248 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-408-034.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-408-034.000-018`
Alternative APNs	`291301408034000003` `1713010408034000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
1st Floor Area	2,026 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,363 sqft (0.719 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713010408034000
Old Parcel Number	291301408034000003
Street Address	1440 E 106TH ST
City	CARMEL
State	IN
Zip	46280-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 1, TOWNSHIP 17, RANGE 3, BAILEYS HAMILTON HIGHLANDS, SECTION 1, LOT 4
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	BAILEYS HAM HIGHLANDS
Legal Block	1
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	111006

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1440 E 106TH ST, CARMEL, IN 46280-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK OF INDIANA
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK OF INDIANA
May 31, 2018	Deed of Trust, Mortgage MERCHANTS BK/IN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Dec 5, 2003
Deed Document Number	2018024182
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1440 E 106TH ST, CARMEL, IN 46280-1502
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020048545
Date	Jul 28, 2020
Instrument	2020048545

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 4, 2018
Property Address	1440 E 106TH ST, CARMEL, IN 46280-1502
Document Number	2018024182
Map Reference	DD134 PG547-548
Instrument Date	May 31, 2018
Instrument	2018024182
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E 106TH ST, CARMEL, IN 46280-1502

Mortgage

Document Number	2018025932
Date	Jun 4, 2018
Instrument	2018025932

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Mortgage

Document Number	2018024183
Date	Jun 4, 2018
Instrument	2018024183

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1440 E 106TH ST, CARMEL, IN 46280-1502
Document Number	0000025932
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1440 E 106TH ST INDIANAPOLIS IN 462801502, INDIANAPOLIS, IN 46280-1502

Mortgage

Document Number	0000025932
Date	Jun 13, 2018
Instrument	25932

Lender

Name	MERCHANTS BK/IN
Type	Bank
Address	CARMEL, IN 46032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,500 (+15.08%) Land $81,700 Building $180,800	$262,500 (+15.08%) Land $81,700 Building $180,800
2024	$2,248.00 (-1.06%)
2023	$2,272.00 (+0.35%)	$228,100 (+7.44%) Land $81,700 Building $146,400	$228,100 (+7.44%) Land $81,700 Building $146,400
2022	$2,264.00	$212,300 Land $65,900 Building $146,400	$212,300 Land $65,900 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet Holdings, T-Mobile USA.

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