1440 Dimmers Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 1440 Dimmers Rd, Reading, MI 49274

Property Summary

Property Type	Rural Home
Details	1 ba · 1,084 sqft
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Mar 2026)
Tax Bill	$844 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Sep 2005 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`15-003-300-009-03-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-003-300-009-03-8-3`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,084 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	1,468 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	289,238 sqft (6.64 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1440 DIMMERS RD
City	READING
State	MI
Zip	49274-9674
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM S1/4 SEC TH W ALG S SEC LN & C/L DIMMERS RD 160 FT TO POB TH CONT W 220 FT TH N 594 FT TH E 220 FT TH S 594 FT TO POB ALS
Legal Range	03W
Legal Township	08S
Legal Section	03
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3023
Census Tract	51200

Owner

Source: Hillsdale County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7100 COUNTY ROAD 1550, BRYAN, OH 43506-9770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2012	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 6, 2005	Deed of Trust, Mortgage · Line of Credit AMERICAN EXPRESS BANK FSB
Apr 17, 2008	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Dec 2, 2016	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK
Apr 27, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EXPRESS BANK FSB
Mar 23, 2026	Warranty Deed, Transfer PUBLIC TITLE COMPANY
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2026	Warranty Deed, Transfer PUBLIC TITLE COMPANY
Apr 4, 2024	Land Contract, Transfer · Land Contract ANTHONY ESTEL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Mar 23, 2026 · Amount on Record
Deed Document Number	2026621456
Deed Book / Page	1917 / 257
Prior Transfer Date	Jun 22, 1997
Record Updated	Jun 8, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01477/0812
Date	Jan 17, 2012
Book Page	1477/0812

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	161 Months
Due	Jun 1, 2025

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01226/0327
Date	Sep 6, 2005
Book Page	1226/0327

Lender

Name	AMERICAN EXPRESS BANK FSB
Type	Bank
Address	4315 SOUTH, SALT LAKE CITY, UT 84184

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Jul 22, 2020

Interest

Change Frequency	Monthly

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01350/0687
Date	Apr 17, 2008
Book Page	1350/0687

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	241 Months
Due	May 1, 2028

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01641/0600
Date	Dec 2, 2016
Book Page	1641/0600

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2031

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01204/0793
Date	Apr 27, 2005
Book Page	1204/0793

Lender

Name	AMERICAN EXPRESS BANK FSB
Type	Bank
Address	SALT LAKE CITY, UT 84184

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2035

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 23, 2026
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Document Number	001917/255
Book / Page	1917 / 255
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4217 MILNES RD, HILLSDALE, MI 49242-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 DIMMERS RD, READING, MI 49274-9674

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 23, 2026
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Document Number	001917/257
Book / Page	1917 / 257
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 DIMMERS RD, READING, MI 49274-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 COUNTY ROAD 1550, BRYAN, OH 43506-9770

Mortgage

Document Number	0001917259
Date	Mar 23, 2026
Instrument	1917/259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 23, 2026
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Document Number	001917/253
Book / Page	1917 / 253
Instrument Date	Mar 13, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$738.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 MCKINLEY RD, MIO, MI 48647-9581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 MILNES RD, HILLSDALE, MI 49242-8317

April 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	Apr 4, 2024
Property Address	1440 DIMMERS RD, READING, MI 49274-9674
Document Number	001868/591
Book / Page	1868 / 591
Instrument Date	Apr 3, 2024
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 WESTWOOD DR, HILLSDALE, MI 49242-1151

Mortgage

Date	Apr 4, 2024

Lender

Name	ANTHONY ESTEL
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00 (-0.24%) Homeowner's exemption	$78,100 (+59.06%)	$156,182 (+59.16%) Land $40,110 Building $116,072
2023		$49,100	$98,126 Land $26,640 Building $71,486
2021	$846.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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