Washtenaw County property record for 1440 Covington Dr, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,963 sqft · built 1958 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Sep 2021) |
| Tax Bill | $13,114 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-31-310-007 |
| Primary APN | 09-09-31-310-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Building Area | 1,963 sqft Living Area |
| Basement Area | 575 sqft |
| Unfinished Basement | 575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 193 ft deep x 80 ft wide |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1440 COVINGTON DR |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-5640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 206 VERNON DOWNS NO 2 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 31 |
| Legal Subdivision | VERNON DOWNS #2 |
| Legal Block | 310 |
| Legal Lot Number | 206 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 404300 |
Source: Washtenaw County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1440 COVINGTON DR, ANN ARBOR, MI 48103-5640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ANN ARBOR |
| Aug 11, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | Jan 11, 2010 · Amount on File |
| Deed Document Number | 20216610288 |
| Deed Book / Page | 5443 / 480 |
| Prior Transfer Date | Aug 14, 2007 |
| Prior Transfer Doc | 0005808714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Sep 1, 2021 |
| Property Address | 1440 COVINGTON DR, ANN ARBOR, MI 48103-5640 |
| Document Number | 0006610288 |
| Book / Page | 5443 / 480 |
| Map Reference | MB 14 PG 3 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 6610288 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | PREFERRED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,805.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1440 COVINGTON DR, 1440, ANN ARBOR, MI 48103-5640 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1440 COVINGTON DR, ANN ARBOR, MI 48103-5640 |
| Document Number | 0006610289 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 6610289 |
| Name | BANK OF ANN ARBOR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 1440 COVINGTON DR, ANN ARBOR, MI 48103-5640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006536020 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 5369/241 |
| Instrument | 6536020 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 1440 COVINGTON DR, ANN ARBOR, MI 48103-5640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006552941 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 5386/167 |
| Instrument | 6552941 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,300 | $562,600 | |
| 2025 | $13,114.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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