1440 Corktree Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1440 Corktree Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,608 sqft · built 2003
Lot Size	2.06 acres (89,777 sqft)
Owner	Individual Name on File
Tax Bill	$19,263 (2026)
Deeds & Mortgages	Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05900-00-00-027Q0`

Property Details

APN / Parcel Number

Primary APN	`05900-00-00-027Q0`
Alternative APN	`19749`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,608 sqft Finished Area
Basement Area	798 sqft
Unfinished Basement	798 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood
Lot Area	89,777 sqft (2.06 acres)
Garage Area	810 sqft
Porch	Slab
Porch Area	1,418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	1440 CORKTREE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-5473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	FAR HILLS 14
Legal Subdivision	FAR HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1004
Census Tract	11000

Owner

1440 Corktree Ln is owned and occupied by an individual.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 CORKTREE LN, CHARLOTTESVILLE, VA 22901-5473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1440 CORKTREE LN, CHARLOTTESVILLE, VA 22901-5473
Document Number	0000017285
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1440 CORKTREE LN CHARLOTTESVILLE VA 229015473, CHARLOTTESVILLE, VA 22901-5473

Mortgage

Document Number	0000017285
Date	Dec 1, 2020
Book Page	005434/000768
Instrument	17285

Lender

Name	WATSON FAMILY TRUST (PT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1440 Corktree Ln was $19,263, up 10.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,263.00 (+10.95%)	$2,154,700 (+10.95%) Land $556,200 Building $1,598,500	$2,154,700 (+10.95%) Land $556,200 Building $1,598,500
2025	$17,362.00	$1,942,100 Land $479,700 Building $1,462,400	$1,942,100 Land $479,700 Building $1,462,400
2023	$14,049.00	$1,645,100 Land $354,600 Building $1,290,500	$1,645,100 Land $354,600 Building $1,290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Corktree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Corktree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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