1440 Colonial Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1440 Colonial Dr, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 3,006 sqft · built 2006
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Aug 2025)
Tax Bill	$4,829 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`T072500160`

Property Details

APN / Parcel Number

Primary APN	`T072500160`
Alternative APN	`3-0165-A108-00-1440.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,006 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	1,806 sqft
Basement Area	1,764 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Spanish
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072500160
Street Address	1440 COLONIAL DR
City	SAINT CHARLES
State	MO
Zip	63304-6867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COLONIAL GREEN LOT 1440
Legal Subdivision	COLONIAL GREEN
Legal Lot Number	1440
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1023
Census Tract	311740

Owner

1440 Colonial Dr, a condominium, is owned and occupied by an individual who bought it in August 2025.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 COLONIAL DR, SAINT CHARLES, MO 63304-6867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY
Jun 7, 2022	Warranty Deed, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	202536219
Prior Transfer Date	Feb 18, 2015
Prior Transfer Doc	0000097800
Record Updated	Oct 29, 2026

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Jun 7, 2022
Property Address	1440 COLONIAL DR, SAINT CHARLES, MO 63304-6867
Document Number	0000031875
Map Reference	MB 43 PG 215-218
Instrument Date	Jun 1, 2022
Instrument	2022R-031875
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HAMPTON WINDS LN, O FALLON, MO 63368-8254
Mail Care Of	RICHARD D PATTEN

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 7, 2022
Property Address	1440 COLONIAL DR, SAINT CHARLES, MO 63304-6867
Document Number	0000031877
Map Reference	MB 43 PG 215-218
Instrument Date	Jun 1, 2022
Instrument	2022R-031877
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 HAMPTON WINDS LN, O FALLON, MO 63368-8254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1440 COLONIAL DR, COTTLEVILLE, MO 63304-6867

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Colonial Dr was $4,829.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,423 (-)	$412,750 (-) Building $412,750
2025	$4,829.00	$78,423	$412,750
2023		$74,558
2022			$392,413 Building $392,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1440 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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